2 stores across 7 categories
O Fallon, MO has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in O Fallon
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.2 86 reviews | 8614 Mexico Rd | (636) 281-4414 | Visit Website |
| Aaron's | 3.2 105 reviews | 2400 State Hwy K | (636) 272-2342 | Visit Website |
Recent reviews from rent-to-own stores in O Fallon.
I purchased the sofa and the coffee table which comes with 2 side tables as well, Val helped me and she was super nice and gave me a great price!
Mimi Qadri
From the beginning when I needed my account transferred to this location, Val had this halo above her head so I knew I was in good hands! The bed room I originally came in for would have taken longer so Val made a call to the designer her self and had it flew in faster then I could ask more questions. (Delivery day) Val call to let me know my bed set was on its way and I was aesthetic! John and kel was so great they had my bed and dresser up so fast! It was like I open the door for them, closed it and they were done! As they where leaving and telling me to have a great day, I slipped at the top step, John caught me on the second step and there goes kel on the third step with phone in hand asking do I need medical assistant? Wow! Thank you guys for being just that amazing that I would create you guys as super hero’s! You rock!
Black Boundaries
I only chose to rent from here because of Val. I have rented from places before and it’s always a hassle. Val took my call, made me feel like she understood my financial situation, and found the best deal for me. I will forever be grateful for her.
Kerilynn B
We have been with this store for a few years. Valerie is amazing shes always there to help us. Shes the reason we come back ❤️
Carla E
I purchased the sofa and the coffee table which comes with 2 side tables as well, Val helped me and she was super nice and gave me a great price!
Mimi Qadri
What started off as a less than a desirable experience with an uneducated salesman was quickly turned around and made absolutely amazing by Romie!!!! Aaronn’s, you have one special lady there. So happy for everything she did for us. Mark Bair.
Mark Bair
Most stores in O Fallon will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in O Fallon.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Missouri has a specific rent-to-own statute (Missouri Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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