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Rent to Own Stores in St. Louis, Missouri

6 stores across 7 categories

St. Louis, MO has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 301,578 and a median household income of $46,121 (Source: US Census Bureau, American Community Survey), St. Louis represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 6 rent-to-own stores in St. Louis

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in St. Louis, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent One 4.5 204 reviews 3345 S Kingshighway Blvd (314) 481-6666 Visit Website
Rent One 4.5 130 reviews 91 North Oaks Plaza (314) 382-6666 Visit Website
Rent One 4.5 126 reviews 1461 Dunn Road (314) 868-9955 Visit Website
Rent One 4.3 117 reviews 7947 Page Ave (314) 727-8888 Visit Website
Rent-A-Center 3.9 92 reviews 3405 Gravois Ave (314) 664-6464 Visit Website
Aaron's 3.8 100 reviews 10740 W Florissant Ave (314) 521-4050 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in St. Louis.

Very professional group of people, love the options, and the payment program is awesome 👍😎 and let me tell you,,,,, the showroom is fantastic! Got a real nice pre-owned set of black 5 star 20s..

Dan Buechner
Rent One

I'm now renting a deep freezer very pleased I rate you a 5

Anita Hayes
Rent One

Absolutely amazing customer service. So happy with my new couch and everyone was so helpful. Highly recommended this place

Kassee Campbell
Rent One

Very professional group of people, love the options, and the payment program is awesome 👍😎 and let me tell you,,,,, the showroom is fantastic! Got a real nice pre-owned set of black 5 star 20s..

Dan Buechner
Rent One

I agree with the review from Gemini and can attest to the fact that this location is the best in St. Louis! The entire staff is professional and very hard workers. They will get the job done when they say it is going to be done. The manager is polite, kind and very clear about what to expect when you rent from them. He explains clearly options and takes the time to welcome you to Rent One. They really need to be acknowledged for ALWAYS doing a great job. if I could give them a 10 I would. The store is in perfect condition and the items are definitely in great shape. I love this store and how Mr. Hinton , the store manager is running it. There's also Ms. Chevet who is always very pleasant and is very professional. Kudos to this entire team. Please acknowledge this store as the BEST in St. Louis!! Ms.E. McCrary..... I am looking forward to doing more business with this store! t Thank you! Oooops, and I definitely cannot leave out the 2 delivery guys who made it happen!! I'm sorry I cannot remember their names, but on both occasions they were AWESOME!!!!

Liz Mccrary
Rent One

Really appreciate rentone they have showed me that they will go above and beyond to make sure their customer is satisfied!!!!! I love my table

marci woods
Rent One
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in St. Louis will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in St. Louis

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in St. Louis.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Missouri: what the law gives you

Missouri has a specific rent-to-own statute (Missouri Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in St. Louis

Find rent-to-own stores in St. Louis, MO. Compare pricing and options from local stores.

Shop by category in St. Louis

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Missouri

Rent-to-own in St. Louis, answered

St. Louis, MO has 3 rent-to-own stores listed in the VRTO directory, operated by 1 company: Rent One. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in St. Louis do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in St. Louis offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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