VRTO

Rent to Own Stores in Forsyth, MO

Forsyth, MO has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Payless Rental & Sales. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.2 ★ Avg Rating
52 Reviews

Price Shopping Assistant

Tell us what you're looking for and we'll use AI to help you compare options across 1 stores in Forsyth.

We're on it!

We'll put together personalized options for you and follow up shortly.

By submitting, you agree that your information may be used to provide personalized rent-to-own recommendations. We do not share your data with third parties without your consent.

Store Hours Today (Sunday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Forsyth.

Evan is AMAZING! We have a family that endured a horrific storm that demolished their home and car. They are senior citizens, both have health issues, and Kenny recently had a hip replacement. They are currently staying in a 1 room extended stay in Branson. Kenny is only comfortable in a recliner, and his was destroyed in the storm. We contacted Evan and he had a lift recliner delivered immediately! Thank you Evan! Your customer service skills exceed 5 stars.

Deborah Byrne
Payless Rental & Sales

Josh has been very patient with me and does quick customer services. He also is very personable and the delivery guys made sure they fixed the problem on our couch that was a manufacturer's defect before they left. Thank you for your services!

Kacie Meacham
Payless Rental & Sales

Josh is awsome!!! I have not had a payless manger this awsome since tim a few years back 😀 thx Josh, for the wonderful customer service!!! You always have a big smile on your face, we love coming in the store!!!

Holley Peacor
Payless Rental & Sales

Our dryer quit working on us last night. We were worried how we were going to be able to get a new dryer on a budget. We walked in and they were so friendly and knowledgeable. They helped us not only find a washer but a matching washer and dryer. The payments aren't anymore than $150 a month. They helped us with same day pick up and everything. They are life savers. We will definitely be telling our friends and family about them.

Ashley Odom
Payless Rental & Sales

Josh is very attentive and on the ball. I called to get. A replacement for my stove and he found me one in my budget. He had it set up and ready to be delivered within less than 24 hrs. Would high recommend to go see him.

Lisa Nicole
Payless Rental & Sales
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Forsyth will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Missouri, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Forsyth

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Forsyth.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Forsyth

Branson West

MO · 2 stores

Springfield

MO · 7 stores

Independence

MO · 5 stores

Joplin

MO · 4 stores

Kansas City

MO · 4 stores

Neosho

MO · 4 stores

Cape Girardeau

MO · 3 stores

Farmington

MO · 3 stores

Browse by Category in Forsyth

appliances in Forsyth computers in Forsyth electronics in Forsyth furniture in Forsyth gaming in Forsyth jewelry in Forsyth mattresses in Forsyth smartphones in Forsyth tires-wheels in Forsyth

Frequently Asked Questions About Rent-to-Own in Forsyth

Forsyth, MO has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Pay-Less. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Forsyth do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Forsyth offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.