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Rent to Own Stores in Forsyth, Missouri

1 store across 5 categories

Forsyth, MO has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Payless Rental & Sales. Product categories available: appliances, computers, electronics, furniture, mattresses. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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What customers are saying

Recent reviews from rent-to-own stores in Forsyth.

Evan is AMAZING! We have a family that endured a horrific storm that demolished their home and car. They are senior citizens, both have health issues, and Kenny recently had a hip replacement. They are currently staying in a 1 room extended stay in Branson. Kenny is only comfortable in a recliner, and his was destroyed in the storm. We contacted Evan and he had a lift recliner delivered immediately! Thank you Evan! Your customer service skills exceed 5 stars.

Deborah Byrne
Payless Rental & Sales

Josh has been very patient with me and does quick customer services. He also is very personable and the delivery guys made sure they fixed the problem on our couch that was a manufacturer's defect before they left. Thank you for your services!

Kacie Meacham
Payless Rental & Sales

Josh is awsome!!! I have not had a payless manger this awsome since tim a few years back 😀 thx Josh, for the wonderful customer service!!! You always have a big smile on your face, we love coming in the store!!!

Holley Peacor
Payless Rental & Sales

Our dryer quit working on us last night. We were worried how we were going to be able to get a new dryer on a budget. We walked in and they were so friendly and knowledgeable. They helped us not only find a washer but a matching washer and dryer. The payments aren't anymore than $150 a month. They helped us with same day pick up and everything. They are life savers. We will definitely be telling our friends and family about them.

Ashley Odom
Payless Rental & Sales

Josh is very attentive and on the ball. I called to get. A replacement for my stove and he found me one in my budget. He had it set up and ready to be delivered within less than 24 hrs. Would high recommend to go see him.

Lisa Nicole
Payless Rental & Sales
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Forsyth will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Forsyth

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Forsyth.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Missouri: what the law gives you

Missouri has a specific rent-to-own statute (Missouri Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Forsyth

appliances computers electronics furniture mattresses

Rent-to-own in nearby cities

Branson West Hollister Springfield Joplin Neosho Independence Kansas City Cape Girardeau
All rent-to-own stores in Missouri

Rent-to-own in Forsyth, answered

Forsyth, MO has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Payless Rental & Sales. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Forsyth do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Forsyth offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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