Rent to own stores in Festus, Missouri
1 rent-to-own store serves Festus, MO, and 1 of them is open right now.
Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.
Looking for sheds and portable buildings? 2 companies in the Festus area serve Festus
The 1 rent-to-own store in Festus, MO
Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.
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What customers are saying
Recent reviews from rent-to-own stores in Festus.
Tara and Tucker both are amazing! Tara works with you and is very understanding! She is always helpful with finding items in your price range or for any item you are looking for!
Always a great experience. Professional and friendly. Work with me whenever I need. I could not imagine going anywhere else.
Ray always gives great customer service & that is the main reason you have my business because I can get a cheaper set up through Aaron's but their customer service lacks a lot to be desired.
I’ve been with this RAC over two years and they are always helpful and work with you if something happens. Carol’s goes above and beyond for his clients. Also Cara is super helpful and sweet! I would recommend anyone to come here!
I called Tuesday (05/24/2022) to see if they had a washer since mine hit the fan, sadly they didn’t, but the lady said she would call the other stores in the district to see if they had one. She called me back about 2-3 hours later letting me know she had found one and could have it delivered on Saturday. The delivery crew is friendly and helpful, they are always willing to help. I had a washer delivered today (05/28/2022) and the gentleman helped get the old washer outside so my husband and I could load it up in the truck. My husband and I have 95% of our furniture/appliances from here. We recently hit really rough patch due to his former employer and everyone at the store was very understanding and helpful, as long as we communicated what was going on they were willing to help. We definitely will be back to get our new bedroom set and a new dryer when the time comes. Thank you all for being so helpful and understanding!
What renting to own in Festus looks like
1 rent-to-own store serves Festus, MO, from 1 company.
Stores here include Rent-A-Center (762 S Truman Blvd).
Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.
Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.
What to bring when visiting a rent-to-own store
Most stores in Festus will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Missouri, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Festus
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Festus.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
What Missouri law gives you before you sign
Missouri regulates rent-to-own under Missouri Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.
This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.
Nearby cities
Categories in Festus
Counts are the stores in Festus carrying that category. A category no Festus store carries is not listed.
Renting to own in Festus, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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