VRTO

Rent to Own Stores in SAINT PAUL, MN

SAINT PAUL, MN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
3.6 ★ Avg Rating
114 Reviews

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Store Hours Today (Monday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in SAINT PAUL.

I have had nothing but good experiences with Home Choice the staff and delivery team is great. Love that I can pay my bill over the phone so I don’t have to leave my house in bad weather…

Yolanda “Ms Beautiful” Sparkman
Home Choice

Great people to work with and helped me with letting me know exactly what info I needed to get started! Excellent customer service and I can't wait to start working with them as a true customer! I would highly recommend them to anyone!!

Ry C
Home Choice

I've been with home choice for years they have treated me so well, I would recommend them to everyone I come across. Thank you home choice for treating me well. Joe is a very nice MANAGER.I forgot the lady name that works over there with him. I got a nice love seat that she recommended to me and she is always helpful I'm so sorry I can't remember her nice as she to me. Thank God for like Her 🙏

Carolyn Carter
Home Choice
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in SAINT PAUL will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in SAINT PAUL

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in SAINT PAUL.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in SAINT PAUL

appliances in SAINT PAUL computers in SAINT PAUL electronics in SAINT PAUL furniture in SAINT PAUL gaming in SAINT PAUL jewelry in SAINT PAUL mattresses in SAINT PAUL smartphones in SAINT PAUL tires-wheels in SAINT PAUL

Frequently Asked Questions About Rent-to-Own in SAINT PAUL

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.