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Rent to Own Stores in Cedar Rapids, Iowa

4 stores across 9 categories

Cedar Rapids, IA has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Arona, EZ Furniture Rentals, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 4 rent-to-own stores in Cedar Rapids

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cedar Rapids, IA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
EZ Furniture Rentals 5.0 17 reviews 2115 N Towne Ln Ne (319) 432-2421 Visit Website
Rent-A-Center 4.3 84 reviews 222 Collins Rd Ne (319) 373-3062 Visit Website
Arona 4.1 165 reviews 3607 1st Avenue NE, Suite B (319) 862-2882 Visit Website
Rent-A-Center 4.1 68 reviews 3005 Wiley Blvd Sw (319) 396-1910 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Cedar Rapids.

I highly recommend EZ Furniture Rental to anyone looking for furniture rental! Not only do they have a wide variety of inventory for whatever you need for your temporary space, they also give back to their community in many ways. Thank you EZ Furniture also for sponsorship of the Cedar Rapids Roller Derby team!

Annie Sykes
EZ Furniture Rentals

I have worked with Bretta for over 15 years! Always professional- when she started her business, furniture rental it is what the Cedar Rapids area needed- not just furniture rental a good, prompt, professional person with quality clean products and a great set up is what was needed. When you work with Bretta and EZ Furniture... you will NOT be disappointed.

Michele Formanek
EZ Furniture Rentals

EZ Furniture Rental was so easy to work with! We needed to relocate to Iowa City for an extended period of time when our child had a medical issue. Bretta and her team made furnishing our apartment close to the hospital quick and painless. The website was straight forward and she listened to what we needed and what we were hoping for and she delivered! Delivery and pick up (when we were ready to leave town) was professional and easy! I highly recommend to anyone who finds themselves needing to furnish a home quickly for a unknown amount of time. This made a difficult situation that much easier!

Jennifer Landers
EZ Furniture Rentals

We have worked with other furniture companies in the past and EZ Furniture blows them all away with unmatched quality, service and professionalism! Bretta is amazing, and will help meet all of your furniture needs. They also do many short term and Corporate furniture rentals. Anyone looking to work with a company with professionalism and great customer service, EZ Furniture is your best solution! Highly recommended!

Danita Blackhawk
EZ Furniture Rentals

This company is amazing!!!! They make moving to a new city, whether permanently or for a short period of time, so easy. They provide seamless service so that you do not have to lift a finger to have an apartment completely set up. The furniture was high quality and the kitchen package was complete. If it were not for EZ Furniture and Bretta, the owner, we would not have been able to move to Cedar Rapids for the summer to be closer to family. Truly a valuable service delivered with professionalism, promptness, and at very reasonable rates. If there were more stars I could give I would give them!

Brenda Taylor
EZ Furniture Rentals

Brandi is a great help when i needed a computer she pointed me to the right one that would be suitable for me. Was very respectful her customer service was wonderful. I will be coming back to this store was very pleased.

John Battles
Arona
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Cedar Rapids will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cedar Rapids

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Cedar Rapids.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Iowa: what the law gives you

Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Cedar Rapids

appliances computers electronics furniture gaming jewelry mattresses smartphones tires-wheels

Rent-to-own in nearby cities

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All rent-to-own stores in Iowa

Rent-to-own in Cedar Rapids, answered

Cedar Rapids, IA has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Arona, EZ Furniture Rentals, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Cedar Rapids do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Cedar Rapids offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Iowa requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Iowa regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Iowa are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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