Last checked 1 month ago
Rent to Own Stores in Scottsburg, Indiana
2 stores across 3 categories
Scottsburg, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include American Rental, Growby's RTO. Product categories available: appliances, electronics, furniture. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Scottsburg at a glance
2
RTO Stores
2
Companies
4.7 ★
Avg Rating
648
Reviews
Brands here
American Rental
Growby's RTO
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Companies
Furniture
Appliances
Electronics
Last checked 1 week ago
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Companies
Compare 2 rent-to-own stores in Scottsburg
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Scottsburg, IN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.8 378 reviews | 625 N Gardner St | (812) 752-8100 | Visit Website |
| Growby's RTO | 4.6 270 reviews | 140 N Gardner St | (812) 752-0111 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Scottsburg.
I love this store and I’m sad I’m moving away. Everyone here treats you with respect and it definitely has the small town vibe.
Tammy Doblado
Everyone there was very helpful and I found some really nice furniture! Skylar was great with the delivery and handled everything with care.
Jasmine Mattei
We went in for a couch, American Rental came highly recommended. We love our new couch and the overall experience. Customer service in store and while moving was excellent!
Erica Meister
I have bought from American Rental for over twenty years. I've always had fast friendly service and if I had any issues with anything I bought, they did their best to fix the issue. Great place to shop if you need to buy on payments.
Hope Deaton
Cierra and her crew are very helpful and informative. They make sure to fit things in your best interests and work with you on everything. I bought a couch and bed from them and it is beyond everything I needed and wanted plus more. :)
Michaela Livermore
The staff has always been kind each visit and really great to work with, we've bought twice before from this location and its always been really quick-n-easy experience and since we moved, decided to get all new furniture for each of the rooms. Excited for the decorating part. Recommend this store and location (Scottsburg, In).
Aoife Gorski
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Scottsburg will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Scottsburg
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Scottsburg.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Indiana: what the law gives you
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Scottsburg
Rent-to-own in nearby cities
All rent-to-own stores in IndianaRent-to-own in Scottsburg, answered
Scottsburg, IN has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: American Rental. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Scottsburg do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Scottsburg offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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