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Rent to own stores in Salem, Indiana

2 rent-to-own stores serve Salem, IN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Salem, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Scottsburg Clarksville Corydon Jeffersonville New Albany

Compare 2 rent-to-own stores in Salem

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Salem, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Growby's RTO 4.9 294 reviews 401 N Water St (812) 570-0880 Website: Growby's RTO, 401 N Water St
American Rental 4.8 280 reviews 403 S Main St #152 (812) 883-4803 Website: American Rental, 403 S Main St #152

What customers are saying

Recent reviews from rent-to-own stores in Salem.

We went in looking for a couch and TV & was told about the great deal they have going on. Customer service was great in the store and the process to get things going was simple. 😊 The delivery drivers were polite and none of furniture was damaged.

Emily Stefanelli
American Rental

Donald is a great guy and helps us with anything we need. Overall everyone at American rental is very nice 😊

Santana Priddy
American Rental

⭐⭐⭐⭐⭐ I had a great experience with American Rental! The entire process was smooth and stress-free from start to finish. The staff was friendly, helpful, and made sure I understood all my options without any pressure. The quality of the furniture/appliances was excellent, and everything was delivered on time and in perfect condition. I really appreciate how easy they made it to get what I needed without breaking the bank. Highly recommend American Rental to anyone looking for reliable service and great products!

Annabelle Smith
American Rental

I’ve been going through this company for years . I’ve always had great service and delivery theee guys are amazing , and friendly.

Brandi Lynn
American Rental

We went in looking for a couch and TV & was told about the great deal they have going on. Customer service was great in the store and the process to get things going was simple. 😊 The delivery drivers were polite and none of furniture was damaged.

Emily Stefanelli
American Rental

The experience in the store and with delivery was amazing! Sales and delivery members were courteous and kind. Definitely worth the purchase if you are needing new furniture!

Rachel Nicholson
Growby's RTO
Reviews from Google
Salem, IN

What renting to own in Salem looks like

2 rent-to-own stores serve Salem, IN, from 2 companies.

Stores here include Growby's RTO (401 N Water St), American Rental (403 S Main St #152).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Salem will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Salem

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Salem.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Scottsburg (2) Clarksville (1) Corydon (1) Jeffersonville (1) New Albany (1) Indianapolis (17) Elkhart (5) Evansville (5)
All rent-to-own stores in Indiana

Categories in Salem

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Salem carrying that category. A category no Salem store carries is not listed.

Renting to own in Salem, answered

There are 2 rent-to-own stores in Salem, IN, from 2 companies: American Rental, Growby's RTO. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Salem do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Salem offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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