Last checked 3 weeks ago
Rent to Own Stores in Richmond, Indiana
3 stores across 7 categories
Richmond, IN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, American Rental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Richmond at a glance
3
RTO Stores
3
Companies
4.5 ★
Avg Rating
470
Reviews
Brands here
Aaron's
American Rental
Rent-A-Center
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Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 2 months ago
A
Furniture
Appliances
Electronics
Computers
Mattresses
+1 more
Last checked 2 weeks ago
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Compare 3 rent-to-own stores in Richmond
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Richmond, IN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.8 330 reviews | 3306 E Main St | (765) 966-8325 | Visit Website |
| Rent-A-Center | 4.4 81 reviews | 3761 National Rd E | (765) 939-6446 | Visit Website |
| Aaron's | 4.2 59 reviews | 4489 National Rd E | (765) 965-7775 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Richmond.
Love the customer service 😁. Great selection. I am so excited to get my new sofa and chaise lounge.
Rafy or Holley
Very nice people,variety in the products they sale. I've been very happy with every thing they offer. ....price wise, service ,etc
Karen Petty
American rental is an amazing place. they are always helpful and delightful to deal with and make sure that u are totally happy with ur purchase. I would recommend Brandy,Rick,Rea, and Nick to help u out with any purchase they are an amazing team highly recommended in my opinion. they will always go out of there way to make sure you have the best experience possible.
JulieAnn Bates
We walked in looking for furniture just thinking we would not qualify but was in hopes. The sales man Rick, made everything so easy. The application is simple and the whole process took only minutes. We chose what we wanted and we were in and out in less than 10 minutes. No sales tactics no pressures just come on in choose what you want fill out the application and we were done. The application is short and simple and we could not believe what we got. We decided to do the 6 months same as cash and the price is unbelievably low compared to other places that we had seen and been to. We are so happy with our product and we will be more than glad to tell all our friends and families about American Rental. Thank you very much American Rental! Thank you Rick, and thank you Brandi !
Reymundo Galvan
American rental richmond indiana has been a great place to purchase products from! I have been going through them for 5 years or more now and couldnt be happier. They have always worked with me when i need it and brandy the manager has always done everything she can to help me out.
Dennis Walden
They were very helpful I had a trouble finding the right couch that I wanted and she went above and beyond Tina did and Richmond Indiana to find what I needed and she got a great deal on it I really truly appreciate her and everybody that works for her
Elizabeth Pool
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Richmond will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Richmond
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Richmond.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Indiana: what the law gives you
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Richmond
Rent-to-own in nearby cities
All rent-to-own stores in IndianaRent-to-own in Richmond, answered
Richmond, IN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, American Rental, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Richmond do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Richmond offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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