3306 E Main St
Richmond, IN 47374
Rent to Own Stores in Richmond, IN
Richmond, IN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, American Rental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
3
RTO Stores
3
Companies
4.5 ★
Avg Rating
433
Reviews
Compare 3 rent-to-own stores in Richmond
See ratings, products, and contact info side by side.
Companies
3761 National Rd E
Richmond, IN 47374
furniture
appliances
electronics
computers
mattresses
+4 more
4489 National Rd E
Richmond, IN 47374
furniture
appliances
electronics
computers
mattresses
+4 more
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Companies
Compare Rent-to-Own Stores in Richmond, IN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.9 291 reviews | 3306 E Main St | (765) 966-8325 | Visit Website |
| Rent-A-Center | 4.4 82 reviews | 3761 National Rd E | (765) 939-6446 | Visit Website |
| Aaron's | 4.2 60 reviews | 4489 National Rd E | (765) 965-7775 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Richmond.
Love the customer service 😁. Great selection. I am so excited to get my new sofa and chaise lounge.
Holley Rodriguez
Been doing business with American Rental for over 5 years. Have purchased several high ticket items with easy weekly payment!! The Richmond, Indiana team are great to work with and Brandi is always helpful!!
Holly Vansickle
I love my local American Rental. I have furnished my home with several items throughout. Always amazing customer service and Brandi always trying to sell me something else by time I walk out the door lol. Great people. Great company. No complaints from me.
Alexis Shuminoff
American rental richmond indiana has been a great place to purchase products from! I have been going through them for 5 years or more now and couldnt be happier. They have always worked with me when i need it and brandy the manager has always done everything she can to help me out.
Dennis Walden
I had a very nice welcome as I entered the Store and Brandi was wonderful she took her time and listened to me and we figured out exactly what I needed so to Brandi thank you for a very pleasant visit
Loretta Covert
Very hardworking crew at the Richmond, IN Store. they always go above and beyond to help as much as possible with their customers. not just me I have witnessed them helping others while I was there paying my bill. I got to give them a 10 out of 10 with the work they put in. especially with the economy the way it is now . this crew needs appraisal from higher ups more than what they get. the store looks really nice always. even when they had a flood last year, they still made it look good.. these people are awesome great job Richmond IN, Rent A Center. the Manager Laurie is amazing..
D J Rob
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Richmond will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Richmond
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Richmond.
Compare Stores Side by Side
Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Browse by Category in Richmond
Frequently Asked Questions About Rent-to-Own in Richmond
Richmond, IN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, American Rental, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Richmond do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Richmond offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.