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Rent to Own Stores in Waukegan, Illinois

2 stores across 7 categories

Waukegan, IL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Waukegan

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Waukegan, IL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.2 140 reviews 1403 N Lewis Ave (847) 625-1111 Visit Website
Rent-A-Center 3.4 79 reviews 2703 Grand Ave (847) 249-0200 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Waukegan.

They treat u like family in there. Can never go pay my n not walk out with something I need or want. I love that they r like that. They r very professional, very good attitude n hospitality. They customer service is the best. I will always refer them to anybody who is looking to rent to own furniture. .y house will b a rent a center house cause everything in there will be from them. Thank u all so much n I really appreciate u all over there at rent a center located 2703 Grand Ave. N Waukegan. They r the best over there. Again I say thank u to u all over there Letia, Joseph n devonte. I really appreciate u all. Until I need something else thank u.

Belicious Grannie
Rent-A-Center

Amazing service I love the energy as soon as I walked in Joseph greeted me & asked me what I was looking for he gladly assisted. He was super nice and outgoing. Great management Letha was very professional and friendly as well. Great team work and I’m happy with my new set of couches definitely will be back for more items.

Jasmine Vasquez
Rent-A-Center

Perfect, im very satisfied with costumer service and the quickness they work with. Definitely recomend and will be back for more things in the future.

Johana Garcia
Rent-A-Center

Michael helped me it was easy and quick and the customer service was excellent. My furniture was supposed to be delivered yesterday but I had to cancel because someone bought me furniture. So when I called to cancel he was just as helpful and it was just as easy as getting it in the first place. If I ever need something else I would definitely use the Waukegan Store.

Carolyn Jones
Rent-A-Center

They treat u like family in there. Can never go pay my n not walk out with something I need or want. I love that they r like that. They r very professional, very good attitude n hospitality. They customer service is the best. I will always refer them to anybody who is looking to rent to own furniture. .y house will b a rent a center house cause everything in there will be from them. Thank u all so much n I really appreciate u all over there at rent a center located 2703 Grand Ave. N Waukegan. They r the best over there. Again I say thank u to u all over there Letia, Joseph n devonte. I really appreciate u all. Until I need something else thank u.

Belicious Grannie
Rent-A-Center

I’ve had such a great experience with Aaron’s! I’ve gotten a sofa, sofa-bed, dining table, chairs, and more—and every piece has been great quality. The prices are super reasonable, especially for how well everything is made. What really stood out, though, was the customer service. Everyone I interacted with was incredibly helpful and patient—especially since I can be super indecisive when it comes to big purchases. They answered all my questions without any pressure, and the delivery process was smooth and on time. I’d absolutely recommend Aaron’s to anyone looking for solid furniture with kind, dependable service. I’ll definitely be back next time I need something for my home!

Aquila Mason
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Waukegan will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Waukegan

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Waukegan.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Illinois: what the law gives you

Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Waukegan

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Illinois

Rent-to-own in Waukegan, answered

Waukegan, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Waukegan do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Waukegan offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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