VRTO

Rent to Own Stores in Waukegan, IL

Waukegan, IL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.8 ★ Avg Rating
201 Reviews

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Compare Rent-to-Own Stores in Waukegan, IL

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Store Rating Location Phone
Rent-A-Center 3.4 78 reviews 2703 Grand Ave (847) 249-0200 Visit Website
Aaron's 4.1 123 reviews 1403 N Lewis Ave (847) 625-1111 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Waukegan.

They treat u like family in there. Can never go pay my n not walk out with something I need or want. I love that they r like that. They r very professional, very good attitude n hospitality. They customer service is the best. I will always refer them to anybody who is looking to rent to own furniture. .y house will b a rent a center house cause everything in there will be from them. Thank u all so much n I really appreciate u all over there at rent a center located 2703 Grand Ave. N Waukegan. They r the best over there. Again I say thank u to u all over there Letia, Joseph n devonte. I really appreciate u all. Until I need something else thank u.

Belicious Grannie
Rent-A-Center

Amazing service I love the energy as soon as I walked in Joseph greeted me & asked me what I was looking for he gladly assisted. He was super nice and outgoing. Great management Letha was very professional and friendly as well. Great team work and I’m happy with my new set of couches definitely will be back for more items.

Jasmine Vasquez
Rent-A-Center

Perfect, im very satisfied with costumer service and the quickness they work with. Definitely recomend and will be back for more things in the future.

Johana Garcia
Rent-A-Center

I have leased from Aaron’s multiple times and each time has been great! The staff are an amazing group of individuals ! Giselle, D’Essa, Jessica are very friendly, professional, Thorough, knowledgeable people. Always greets you with a warm welcoming smile ! Great place to lease anything you need. I highly recommend and encourage everyone to visit this establishment. You won’t be disappointed!!! Just stop in and say hello even if you don’t buy anything..lol Tell them Allyson sent you! lol!

ALLYSON ONEAL
Aaron's

I’ve had such a great experience with Aaron’s! I’ve gotten a sofa, sofa-bed, dining table, chairs, and more—and every piece has been great quality. The prices are super reasonable, especially for how well everything is made. What really stood out, though, was the customer service. Everyone I interacted with was incredibly helpful and patient—especially since I can be super indecisive when it comes to big purchases. They answered all my questions without any pressure, and the delivery process was smooth and on time. I’d absolutely recommend Aaron’s to anyone looking for solid furniture with kind, dependable service. I’ll definitely be back next time I need something for my home!

Aquila Mason
Aaron's

Jessica was amazing special ordered everything for me on time and every time.

mary trejo
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Waukegan will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Illinois, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Waukegan

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Waukegan.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Waukegan

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Frequently Asked Questions About Rent-to-Own in Waukegan

Waukegan, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Waukegan do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Waukegan offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.