Last checked 3 weeks ago
Rent to Own Stores in Rock Island, Illinois
1 store across 7 categories
Rock Island, IL has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in Rock Island.
I have dealt with this store for over the last 20 years and they have always taken good care of me and I always try to send people to them whenever I can
so I went here to see if they had an amp for my bass guitar. They didn't because they're not a music store, but everyone there was so nice and helpful. The Assistant Manager Lito was so nice and patient with me. he even went to the store manager, Tiffany, who was also so patient and kind to me. I didn't get an amp but I got a small home theater system for an excellent price and payment schedule. I didn't need one but I wanted to get something because everyone was so nice and helpful. I'd give them 6 stars if I could and I'll definitely be going back to Rock Island in the future. Fantastic job.
We where helped by Katie, she provided excellent customer service. She was able to get me the fridge I really wanted and it was delivered the same day! I could have asked to work with anyone better.
so I went here to see if they had an amp for my bass guitar. They didn't because they're not a music store, but everyone there was so nice and helpful. The Assistant Manager Lito was so nice and patient with me. he even went to the store manager, Tiffany, who was also so patient and kind to me. I didn't get an amp but I got a small home theater system for an excellent price and payment schedule. I didn't need one but I wanted to get something because everyone was so nice and helpful. I'd give them 6 stars if I could and I'll definitely be going back to Rock Island in the future. Fantastic job.
I have dealt with this store for over the last 20 years and they have always taken good care of me and I always try to send people to them whenever I can
What to bring when visiting a rent-to-own store
Most stores in Rock Island will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Rock Island
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Rock Island.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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