VRTO

Rent to Own Stores in Zephyrhills, FL

Zephyrhills, FL has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Buddy's Home Furnishings, Happy's Rent To Own, Rent King. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.7 ★ Avg Rating
599 Reviews

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Compare Rent-to-Own Stores in Zephyrhills, FL

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Store Rating Location Phone
Rent King 4.8 183 reviews 38925 Co Rd 54 (813) 602-2177 Visit Website
Happy's Rent To Own 4.4 231 reviews . (352) 518-4688 Visit Website
Buddy's Home Furnishings 4.8 185 reviews 5923 Gall Blvd (813) 762-7600 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Zephyrhills.

I’ve been to many locations and always had a great experience with Rent King and an even better one at locations ran by Kelly! She always has a great team in the store that are helpful, friendly and make you feel at home every visit. This has lead me to get all my furniture from rent king for four years in counting. At the Zephyrhills rent king we have the pleasure to work with Rhonda as well and she is a sweetheart! Outside of the staff there’s a huge selection of furniture and home goods to give your home the best style and coordination. If they don’t have what you need in start they can get it ordered and delivered in a timely manner for you! Definitely give them a visit, it’s well worth it.

Taylor Haniff
Rent King

The guys over here at Rent King did a great job at getting everything I needed. After having the absolutely the worst experience when they first open to now giving them another shot and so far they are doing really great. Appreciate the work y’all put in to make old customers happy

Tyler Waide
Rent King

I had an excellent experience with Rent King, and I truly want to recognize Mrs. Rhonda and Mrs. Kelly for their outstanding customer service. From the very beginning, they were both professional, welcoming, and extremely patient. They took the time to explain everything clearly, answered all of my questions, and made sure I fully understood the process without ever making me feel rushed or uncomfortable. What really stood out to me was how genuine and helpful they were. They went above and beyond to make sure I was taken care of and that everything went smoothly. It’s not often you come across people who truly care about helping their customers, but Mrs. Rhonda and Mrs. Kelly definitely do. Because of them, my experience with Rent King was stress-free and positive from start to finish. I would highly recommend Rent King to anyone, and if you have the chance to work with Mrs. Rhonda or Mrs. Kelly, you will be in great hands. Thank you both so much for everything!

Maria Singletary
Rent King

Ms. Ronda was very helpful and understanding about the delivery timeframe I needed so I could make it to work on time. Mr. Charlie and Jeff were nice, polite and informative during the delivery process and made sure the washer and dryer was working before they departed.

Donya Russell
Rent King

RentaKing is fantastic! Their customer service is top-tier—friendly, helpful, and truly caring. Prices are budget-friendly and not inflated like other rent-to-own companies. Huge shoutout to Kelly, Rhonda, and the team for making the experience smooth and enjoyable. Highly recommend!

Alvin Benedetto
Rent King

⭐ ⭐ ⭐ ⭐ ⭐ 5/5 – The BEST rent-to-own place, hands down! ⭐ I’ve been a customer of Happy’s Home Center in Dade City for a few years now, and I can honestly say this is the ONLY place I trust when it comes to rent-to-own anything. The customer service here is absolutely amazing — especially Jessica and Missy/Misty. Every single time I walk in or call, they treat me with genuine kindness, patience, and respect. They don’t just do their job — they actually make me feel valued as a customer. They appreciate my business, they work with me whenever I need help, and they always understand if I need to adjust a payment date. There’s never any attitude, never any hassle… just real people who care and make things easy. Over the years, I’ve gotten laptops, game consoles, and furniture from them, and I’ve been happy with every single purchase. Their items are great quality, and the process is simple and stress-free. Because of the amazing service I receive every time, I will always choose Happy’s as my go-to rent-to-own store. If you’re thinking about getting anything from electronics to furniture, I highly recommend coming here. You won’t find better customer service anywhere else!

Alyssa
Happy's Rent To Own
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Zephyrhills will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Zephyrhills

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Zephyrhills.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Zephyrhills

Zephyrhills, FL has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Buddy's Home Furnishings, Happy's Rent To Own, and Rent King. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Zephyrhills do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Zephyrhills offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.