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Rent to own stores in Zephyrhills, Florida

2 rent-to-own stores serve Zephyrhills, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 3 companies in the Lakeland area serve Zephyrhills

Stores

The 2 rent-to-own stores in Zephyrhills, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Zephyrhills

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Zephyrhills, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent King 4.9 266 reviews 38925 Co Rd 54 (813) 602-2177 Website: Rent King, 38925 Co Rd 54
Buddy's Home Furnishings 4.8 198 reviews 5923 Gall Blvd (813) 762-7600 Website: Buddy's Home Furnishings, 5923 Gall Blvd

What customers are saying

Recent reviews from rent-to-own stores in Zephyrhills.

Taylor was amazing. She spoke with me over the phone to talk about a washer and dryer. When I came into the store everything was already set up for me when I came into the store. Customer service was top notch and everyone was very honest. Definitely will be purchasing more in the future

aaron krasnow
Rent King

Kelly and Rhonda are fantastic. They will treat you like family. Everything I have in my house has came from them. If you are looking for something please go to them. And they even delivered my stuff to me. Customer service is fantastic. They are very welcoming and friendly. Go visit them you won’t be disappointed I promise

Kathy Hightower
Rent King

Taylor was absolutely amazing. She was so friendly and super attentive. Very good experience would definitely recommend

Stephanie Long
Rent King

They are the greatest. They sold me an amazing washer and dryer set and delivered it and did my setup. Highly recommend. Thank you Taylor!!!

Kym Armstrong
Rent King

Taylor was absolutely amazing. She was so friendly and super attentive. Very good experience would definitely recommend

Stephanie Long
Rent King

Chris was amazing with knowledge and overall experience. Felt like I was talking ti a buddy more than a rep. Great store all around. Made sure I got the best deal and able to walk out with my new PC. Id rate higher if I could.

Ben Garza
Buddy's Home Furnishings
Reviews from Google
Zephyrhills, FL

What renting to own in Zephyrhills looks like

2 rent-to-own stores serve Zephyrhills, FL, from 2 companies.

Stores here include Rent King (38925 Co Rd 54), Buddy's Home Furnishings (5923 Gall Blvd).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Zephyrhills will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Zephyrhills

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Zephyrhills.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Tampa (17) Pinellas Park (5) Largo (4) New Port Richey (4) Dade City (3) Plant City (3) Brandon (2) Riverview (2)
All rent-to-own stores in Florida

Categories in Zephyrhills

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(1) Tires & Wheels(1)

Counts are the stores in Zephyrhills carrying that category. A category no Zephyrhills store carries is not listed.

Renting to own in Zephyrhills, answered

There are 2 rent-to-own stores in Zephyrhills, FL, from 2 companies: Buddy's Home Furnishings, Rent King. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Zephyrhills do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Zephyrhills offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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