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Rent to own stores in St Augustine, Florida

3 rent-to-own stores serve St Augustine, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in St Augustine, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in St Augustine

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in St Augustine, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.2 110 reviews 2437 Us-1 (904) 797-6866 Website: Rent-A-Center, 2437 Us-1
Aaron's 4.2 60 reviews 1940 Us-1 S (904) 810-4287 Website: Aaron's, 1940 Us-1 S
Z Best - 200 Cbl Dr (904) 506-6453 Website: Z Best, 200 Cbl Dr

What customers are saying

Recent reviews from rent-to-own stores in St Augustine.

Shoutout to local community heroes. The manager Josh really is welcoming, personable, and knowledgeable. I felt that he was confident and knowledgeable when explaining product information. I was able to find items that met my needs and gave myself some great ideas of what I need to improve my living standards. I wish that I had the room for this giant lounge chair and matching couch ... it looks and feels like a giant teddy bear!!! I really like the variety of textures, fabrics, shapes, and sizes of the products. I was impressed with the store's layout and organization... love that everything is well lit. The kids area is such a nice spot to keep little ones busy while the adults get their business done. I wish I had an area like that in every store I went. The staff is so friendly Stacy, Jodelle, Isaiah, Tabitha, and Zach. They feel like friends that I can count on. Thereโ€™s a special close neighbor feel here in this plaza as I have gotten to know since I started attending at The Church of Eleven22 campus. This staff has been a blessing in so many ways โ•ฐ(*ยด๏ธถ`*)โ•ฏโ™ก

MaryLou Bailey
Rent-A-Center

Isaiah is a very good delivery guy made sure all my furniture was put in safely and no damages. read out my contract with me and made sure I liked my furniture before he left very nice and very professional.!

Hannah Cummisky
Rent-A-Center

Stacy is very good what she does easy transaction she needs a raise I hope that she's my sales person next time I walk in

Alabama
Rent-A-Center

Isaiah was amazing he help me figure out exactly what I wanted in my home definitely 10/10 customers service

Rebecca Goodridge
Rent-A-Center

Isaiah is a wonderful salesman. RAC is a spectacular business. Highly recommended

Kurt Officer
Rent-A-Center
Reviews from Google
St Augustine, FL

What renting to own in St Augustine looks like

3 rent-to-own stores serve St Augustine, FL, from 3 companies.

Stores here include Rent-A-Center (2437 Us-1), Aaron's (1940 Us-1 S), Z Best (200 Cbl Dr).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in St Augustine will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in St Augustine

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in St Augustine.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. ยงยง 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Palatka (2) Tampa (17) Jacksonville (16) Miami (11) Orlando (9) Gainesville (7) Pensacola (7) Bradenton (6)
All rent-to-own stores in Florida

Categories in St Augustine

Furniture(3) Appliances(3) Electronics(3) Computers(2) Mattresses(3) Smartphones(1) Gaming(2)

Counts are the stores in St Augustine carrying that category. A category no St Augustine store carries is not listed.

Renting to own in St Augustine, answered

There are 3 rent-to-own stores in St Augustine, FL, from 3 companies: Aaron's, Rent-A-Center, Z Best. Confirm important listing details directly with the retailer.
Most rent-to-own stores in St Augustine do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in St Augustine offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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