2 stores across 6 categories
Palatka, FL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings. Product categories available: appliances, computers, electronics, furniture, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Palatka
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.6 243 reviews | 919 Fl-19 | (386) 329-1190 | Visit Website |
| Aaron's | 3.9 97 reviews | 420 N, Fl-19 | (386) 328-9979 | Visit Website |
Recent reviews from rent-to-own stores in Palatka.
My experience with Buddy's was awesome. I was greeted with great expectations to win my business. I am very pleased to post such a highly recommendation for all of your household furnishings. They have my business from this point on. Management and staff worked as a team to immediately to accommodate the needs of the customers. Thanks again for your expertise services.
Angela Williams
10/10 for me Jackie and Miranda got me together ❤️ also I felt very welcomed ☺️ would recommend them Time N Time again!! Easy and affordable u will be in and out withing 20 min (with exactly wat u looking for plus more ) Thank you again Miranda
Maryjane Ham
Sales lady was respectful, not pushy, kind, had manors excellent experience.
Carol Kostka
Great ppl made it easy was in and out within 30 mins with what i wanted
Michael Grant
My experience with Buddy's was awesome. I was greeted with great expectations to win my business. I am very pleased to post such a highly recommendation for all of your household furnishings. They have my business from this point on. Management and staff worked as a team to immediately to accommodate the needs of the customers. Thanks again for your expertise services.
Angela Williams
Jim was so wonderful and I was happy to do a purchase today. I tell everyone go to Jim he is helpful and very professional.
Kim Mcclellan
Most stores in Palatka will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Palatka.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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