VRTO

Rent to Own Stores in St Augustine, FL

St Augustine, FL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.2 ★ Avg Rating
221 Reviews

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Compare Rent-to-Own Stores in St Augustine, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.2 101 reviews 2437 Us-1 (904) 797-6866 Visit Website
Aaron's 4.2 60 reviews 1940 Us-1 S (904) 810-4287 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in St Augustine.

Shoutout to local community heroes. The manager Josh really is welcoming, personable, and knowledgeable. I felt that he was confident and knowledgeable when explaining product information. I was able to find items that met my needs and gave myself some great ideas of what I need to improve my living standards. I wish that I had the room for this giant lounge chair and matching couch ... it looks and feels like a giant teddy bear!!! I really like the variety of textures, fabrics, shapes, and sizes of the products. I was impressed with the store's layout and organization... love that everything is well lit. The kids area is such a nice spot to keep little ones busy while the adults get their business done. I wish I had an area like that in every store I went. The staff is so friendly Stacy, Jodelle, Isaiah, Tabitha, and Zach. They feel like friends that I can count on. There’s a special close neighbor feel here in this plaza as I have gotten to know since I started attending at The Church of Eleven22 campus. This staff has been a blessing in so many ways ╰(*´︶`*)╯♡

MaryLou Bailey
Rent-A-Center

Isaiah is a very good delivery guy made sure all my furniture was put in safely and no damages. read out my contract with me and made sure I liked my furniture before he left very nice and very professional.!

Hannah Cummisky
Rent-A-Center

Stacy is very good what she does easy transaction she needs a raise I hope that she's my sales person next time I walk in

Alabama
Rent-A-Center

Came in today with my son to get a few things for our new apt..I was pleasantly surprised by the customer care and kindness of both Corrie and Davis ..both gentlemen went above and beyond to make sure we were taken care of..the delivery is fast..the pieces of furniture in the store are stylish..the location is clean and the manager makes sure the store is running great..im so happy I stopped in today..thsnkkkks guys

Cheri Ward
Aaron's

Matt, the delivery man is awesome. Patricia is very friendly & very helpful

Denise Dulmer
Aaron's

They are friendly and helpful. Furniture is great quality. I paid off my balance today. The store.has been very helpful throughout the leasing process.

Laura Eliason
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in St Augustine will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in St Augustine

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in St Augustine.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in St Augustine

St Augustine, FL has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in St Augustine do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in St Augustine offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.