3 stores across 7 categories
Defuniak Springs, FL has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
1030 Freeport Hwy S
Defuniak Springs, FL 32435
Last checked 4 weeks ago
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Compare 3 rent-to-own stores in Defuniak Springs
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.8 221 reviews | 1030 Freeport Hwy S, Suite H | (850) 892-0440 | Visit Website |
| Rent-A-Center | 4.8 220 reviews | 1030 Freeport Hwy S | (850) 892-0440 | Visit Website |
| Aaron's | 4.3 100 reviews | 726 Us-331 S | (850) 520-4684 | Visit Website |
Recent reviews from rent-to-own stores in Defuniak Springs.
Mr. Wayne and Ms. Amy are awesome. They have always been so kind to ourselves and our child. I needed a washer and dryer Mr. Wayne made sure I got a matching pair instead of mix matched like I asked for. Kyle went above and beyond to help us get the extra firm mattress set we needed for my husband who recently had a complete shoulder reconstruction. The delivery guys have been very respectful and helpful each time they have came out. Would highly recommend this store.
Crystal Daniel
Wayne & Amy are amazing people. My husband & I have been dealing with Rent A Center on & off for awhile now and we have not had any complaints. If there is a problem Wayne or Amy will jump right on it so your problem will be fixed. They both are always pleasant when you walk into the store. If they don’t have want you want specifically just let one of them know & they will do their best to get what you are wanting. Steven & Kyle are the delivery guys, they are awesome also.
Arlene Oliver
Wayne is the man! Great guy and will make sure you are taken care of! If you ever need a Payday loan then Amy is the lady for you! Kyle and Steven awesome sales men! Even better delivery guys. Always makes you feel welcome when you come in the store! I recommend these guys!
Hunter Coon
I've dealt with the manager Wayne, this is the second time in many years on an account. He is always willing to help in a pinch. Each employee I've dealt with are super friendly and always willing to help you out. If I ever need something again, after this time around, it will be with RAC and Wayne and his crew. Great people and very good experiences both times I've had an account.
Stacy Ward
Mr. Wayne and Ms. Amy are awesome. They have always been so kind to ourselves and our child. I needed a washer and dryer Mr. Wayne made sure I got a matching pair instead of mix matched like I asked for. Kyle went above and beyond to help us get the extra firm mattress set we needed for my husband who recently had a complete shoulder reconstruction. The delivery guys have been very respectful and helpful each time they have came out. Would highly recommend this store.
Crystal Daniel
I am a new customer, but I feel like I have known Wayne and Amy for years. I Love this store. I love the air conditioner I am purchasing and I have my eye on several other purchases I will be making in the future. Thank you both, Wayne and Amy for making my experience so personal and such a positive interaction. It is refreshing to feel like the most important person in the world when you walk in the door. They make you feel welcome that's for sure.
Stephanie Gore
Most stores in Defuniak Springs will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Defuniak Springs.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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