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Universal Rent to Own

Universal Rent to Own is a Michigan rent-to-own store established in 1994 and based in Big Rapids. From this location it offers furniture, appliances, electronics, computers, and mattresses on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Shoppers have rated it 4.6 stars across 43 Google reviews. Compare Universal Rent to Own on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

Find Universal Rent to Own near you Visit website
Locations
3 stores
States
1 state
4+ Star Reviews
20
Last updated
2w ago
4.0 (119)
Rating from Google

Where they operate

3 stores across Michigan.

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Popular store locations

Universal Rent to Own stores

A sample of Universal Rent to Own locations. Ratings are from Google, shown for context, and are never used to rank stores.

3 shown
See every location: Michigan stores

What they carry, and how their rent-to-own works

Universal Rent to Own offers rent-to-own with flexible payments and an early purchase option. Most stores don't require a traditional credit check.

No traditional credit check at most stores
Approval is based on income and ID, not your credit score.
Flexible payments
Pay weekly, every two weeks, or monthly.
Early purchase option
Pay it off sooner to own for a lower total cost.
Review return terms
Return timing, fees, item condition, and remaining obligations depend on the agreement.

Recent reviews

Showing 20 of 119
Apr 6, 2026

Ashley dealer. Can rent pretty much anything if they can get it.

Jeremy Frueh Greenville, MI
Feb 28, 2026

I'm in the process of taking over the store, so if anyone needs anything come see me and ill get you set up!

Dave Marsh Cadillac, MI
Nov 4, 2024

Cully and his staff are amazingly helpful. Truly what customer service should be. We were able to pay our furniture off with the 90 days and couldn’t be happier

Kevin Johnson Cadillac, MI
Nov 3, 2024

Cully and his staff are amazingly helpful. Truly what customer service should be. We were able to pay our furniture off with the 90 days and couldn’t be happier

Kevin Johnson Cadillac, MI
Sep 26, 2024

My husband and,I have been using this store forever. When something breaks down at home and,we need it replaced quickly. Well instead of paying lots of money right off the bat...usually we can't. We go here yes you might say we are paying more in the long run. But,we find quality items that can be delivered that day or next. If we move and,are still paying they will move it. If it breaks down they will fix it. My hubby had a scooter if it needed a tune up or something they had someone to do that. In winter we don't have a garage they stored it for us. We needed new tires made a deal with with tire place. So we got them and,paid them for the tires. It helped build our credit also. Never had problems with any of the people working there. Most of our house is filled with what we got from there.

Denise Ramirez-Tatum Greenville, MI
Apr 29, 2024

Owner Cullie and staff member Kevin are rude and dishonest. They’ve not only charged a credit card without authorization, but I’ve been harassed on a daily basis since a major health crisis.

Amy Taylor Cadillac, MI
Apr 29, 2024

Owner Cullie and staff member Kevin are rude and dishonest. They’ve not only charged a credit card without authorization, but I’ve been harassed on a daily basis since a major health crisis.

Amy Taylor Cadillac, MI
May 4, 2023

After going through the uhaul website to rent a uhaul only to realize they never gave me any information on how to get the keys or pay. Luckily my son noticed Jason just happened to be inside working on his day off. Uhaul customer service failed several times throughout the day but the local businesses stepped up when uhaul couldn't figure it out.

Stacey Sweet Cadillac, MI
May 4, 2023

After going through the uhaul website to rent a uhaul only to realize they never gave me any information on how to get the keys or pay. Luckily my son noticed Jason just happened to be inside working on his day off. Uhaul customer service failed several times throughout the day but the local businesses stepped up when uhaul couldn't figure it out.

Stacey Sweet Cadillac, MI
Nov 19, 2022

I have to shout out josh specifically for always working with us in some hard times! I recommend them to everyone!! If your in need I highly suggest these guys!!

Emily McKinstry Big Rapids, MI
Nov 19, 2022

I have to shout out josh specifically for always working with us in some hard times! I recommend them to everyone!! If your in need I highly suggest these guys!!

Emily McKinstry Big Rapids, MI
Nov 12, 2022

Highly recommend Tim & Josh! They were literally life savers helping me get brand new actual good quality tires for my car. They were great with making sure I understood the amounts & how it all would work and at a price I could afford.

Heather VanderLaan Big Rapids, MI
Nov 12, 2022

Highly recommend Tim & Josh! They were literally life savers helping me get brand new actual good quality tires for my car. They were great with making sure I understood the amounts & how it all would work and at a price I could afford.

Heather VanderLaan Big Rapids, MI
Oct 13, 2022

I have bought many things from them and never have had any problems. Everyone is always very friendly. When I need something else I will definitely be going back.

Jessica Morris Big Rapids, MI
Oct 13, 2022

I have bought many things from them and never have had any problems. Everyone is always very friendly. When I need something else I will definitely be going back.

Jessica Morris Big Rapids, MI
Oct 3, 2022

Thank you for working hard to find me an enclosed trailer. He was polite and professional. He found one and tried for half an hour to hook me up , but the trailer was not safe. The people who dropped it off did not tell him the lights were not working. I could not rent it ,but thank you for trying so hard.

robin demmons Cadillac, MI
Oct 2, 2022

Thank you for working hard to find me an enclosed trailer. He was polite and professional. He found one and tried for half an hour to hook me up , but the trailer was not safe. The people who dropped it off did not tell him the lights were not working. I could not rent it ,but thank you for trying so hard.

robin demmons Cadillac, MI
Dec 11, 2021

I have been a long time costumer. I would like to say thanks for the service and everything you guys do. Tim and Josh have went out of there way to work with me as a costumer and help me. I HIGHLY recommend soing business with these guys

Cory “RedBear” Wildey Big Rapids, MI
Dec 10, 2021

I have been a long time costumer. I would like to say thanks for the service and everything you guys do. Tim and Josh have went out of there way to work with me as a costumer and help me. I HIGHLY recommend soing business with these guys

Cory “RedBear” Wildey Big Rapids, MI
Oct 29, 2021

The Greenville store charged my debit card & I've never even bought a thing from them. Went into the store and asked for my money to be put back into my account and they wouldn't give my money back. They are thieves, something must be done.

Joe Cooper Greenville, MI

All 3 locations

Big Rapids, MI

744 Perry Ave , 49307

4.6 (43)on Google

Cadillac, MI

1921 N Mitchell St , 49601

3.6 (45)on Google

Greenville, MI

301 Maplewood St , 48838

3.7 (31)on Google

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Universal Rent to Own, answered plainly

Universal Rent to Own has 3 rent-to-own store locations across 1 state. This directory is updated regularly to ensure accurate information.

The states with the most Universal Rent to Own locations are Michigan (3).

Universal Rent to Own stores offer rent-to-own options for furniture, appliances, electronics, computers, mattresses. Product availability varies by location, so check with your local store for details.

Most rent-to-own stores, including Universal Rent to Own locations, do not require a traditional credit check. Approval is typically based on income verification and proof of residence. Contact your local store directly to confirm requirements.

VRTO (Virtual Rent To Own) is an independent directory. We are not affiliated with, endorsed by, or owned by Universal Rent to Own or any rent-to-own company. Universal Rent to Own is a trademark of its respective owner; visit the official Universal Rent to Own website for authoritative information. Company details are listed for comparison only, and the Google rating shown is attributed to Google for context.

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