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Universal Rent to Own rents to own in Michigan.

4.0 from 119 Google reviews across 3 locations How rankings work

Universal Rent to Own is a Michigan rent-to-own store established in 1994 and based in Big Rapids.

Universal Rent to Own carries Furniture Appliances Electronics Computers Mattresses

Compiled by VRTO from the directory ยท confirmed Nov 1, 2026

Where they operate

3 stores across Michigan. The map plots every location the directory holds coordinates for.

Popular store locations

Universal Rent to Own stores

The address, phone number and hours on record for each Universal Rent to Own store. Every record shows the date it was last confirmed. Ratings come from Google and never rank the stores.

What Universal Rent to Own stores carry

Universal Rent to Own leases furniture, appliances, electronics, computers and mattresses. A single store can stock differently, so the store page wins for that location.

How rent-to-own works at Universal Rent to Own

The four things worth knowing before you walk in. Confirm the current terms with the store you visit.

No traditional credit check at most stores
Approval is based on income and ID, not your credit score.
Flexible payments
Pay weekly, every two weeks, or monthly.
Early purchase option
Pay it off sooner to own for a lower total cost.
Review return terms
Return timing, fees, item condition, and remaining obligations depend on the agreement.

Recent reviews

Showing 16 of 119
Apr 6, 2026

Ashley dealer. Can rent pretty much anything if they can get it.

Jeremy Frueh Greenville, MI
Feb 28, 2026

I'm in the process of taking over the store, so if anyone needs anything come see me and ill get you set up!

Dave Marsh Cadillac, MI
Nov 4, 2024

Cully and his staff are amazingly helpful. Truly what customer service should be. We were able to pay our furniture off with the 90 days and couldnโ€™t be happier

Kevin Johnson Cadillac, MI
Sep 26, 2024

My husband and,I have been using this store forever. When something breaks down at home and,we need it replaced quickly. Well instead of paying lots of money right off the bat...usually we can't. We go here yes you might say we are paying more in the long run. But,we find quality items that can be delivered that day or next. If we move and,are still paying they will move it. If it breaks down they will fix it. My hubby had a scooter if it needed a tune up or something they had someone to do that. In winter we don't have a garage they stored it for us. We needed new tires made a deal with with tire place. So we got them and,paid them for the tires. It helped build our credit also. Never had problems with any of the people working there. Most of our house is filled with what we got from there.

Denise Ramirez-Tatum Greenville, MI
Apr 29, 2024

Owner Cullie and staff member Kevin are rude and dishonest. Theyโ€™ve not only charged a credit card without authorization, but Iโ€™ve been harassed on a daily basis since a major health crisis.

Amy Taylor Cadillac, MI
May 4, 2023

After going through the uhaul website to rent a uhaul only to realize they never gave me any information on how to get the keys or pay. Luckily my son noticed Jason just happened to be inside working on his day off. Uhaul customer service failed several times throughout the day but the local businesses stepped up when uhaul couldn't figure it out.

Stacey Sweet Cadillac, MI
Nov 19, 2022

I have to shout out josh specifically for always working with us in some hard times! I recommend them to everyone!! If your in need I highly suggest these guys!!

Emily McKinstry Big Rapids, MI
Nov 12, 2022

Highly recommend Tim & Josh! They were literally life savers helping me get brand new actual good quality tires for my car. They were great with making sure I understood the amounts & how it all would work and at a price I could afford.

Heather VanderLaan Big Rapids, MI
Oct 13, 2022

I have bought many things from them and never have had any problems. Everyone is always very friendly. When I need something else I will definitely be going back.

Jessica Morris Big Rapids, MI
Oct 3, 2022

Thank you for working hard to find me an enclosed trailer. He was polite and professional. He found one and tried for half an hour to hook me up , but the trailer was not safe. The people who dropped it off did not tell him the lights were not working. I could not rent it ,but thank you for trying so hard.

robin demmons Cadillac, MI
Dec 11, 2021

I have been a long time costumer. I would like to say thanks for the service and everything you guys do. Tim and Josh have went out of there way to work with me as a costumer and help me. I HIGHLY recommend soing business with these guys

Cory โ€œRedBearโ€ Wildey Big Rapids, MI
Oct 29, 2021

The Greenville store charged my debit card & I've never even bought a thing from them. Went into the store and asked for my money to be put back into my account and they wouldn't give my money back. They are thieves, something must be done.

Joe Cooper Greenville, MI
Aug 21, 2020

I rented from these guys for less than six months and paid it out early. Now I've been having problems with the scooter I purchased and they're making me wait longer than a week to even look at it. Not to mention when I was on the phone he hung up on me without finishing the conversation. Don't rent from here if you want a quality scooter, it'll work fine in the beginning but give it a little while and you'll have problems.

Zac Morris Greenville, MI
Mar 15, 2019

Everytime I need a large item I go to universal. The owner and staff are so friendly and helpful and it's seems to me they just really wanna help you. I gotten so many items from them from a stove to a washer dryer set along with other things. Its the only rent to own place I recommend.

Lee Kovach Big Rapids, MI
Jan 11, 2019

Currently the worse company ever don't trust them I used my card made a payment for a friend. Jason saved my card. And used it to take more money knowing I don't have an account with them so I'm still out 99 a lot of money to be ripped off. Call them and he claims its a miscommunication how when I authorized a one time payment.

Dan Howe Cadillac, MI
Oct 5, 2018

I find this store to be very friendly and professional. I was offered shots when I came in there from the manager. He also offered to drain it at no extra cost. Will go here again. I love paying $3400 for a $150 TV. Good times!

Daniel Sicilia Greenville, MI

About Universal Rent to Own

1994
In the rental-purchase business since

Universal Rent to Own is a Michigan rent-to-own store established in 1994 and based in Big Rapids. From this location it offers furniture, appliances, electronics, computers, and mattresses on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Shoppers have rated it 4.6 stars across 43 Google reviews. Compare Universal Rent to Own on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

How this page is built

This page is built from the public record.

The addresses, hours and categories come from the directory, with the date each was last confirmed printed beside it. The rating is Universal Rent to Own's own public Google rating, shown with the number of reviews it came from so you can judge it yourself. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or owned by Universal Rent to Own or any rent-to-own company. Universal Rent to Own is a trademark of its respective owner.

Listings and rankings on VRTO are never paid for.

Where Universal Rent to Own operates

All 3 stores are in Michigan. See every rent-to-own store in Michigan

Universal Rent to Own, answered plainly

Universal Rent to Own is a rent-to-own operator with 3 stores in Michigan. VRTO lists it in the directory for comparison and is not affiliated with it.
Universal Rent to Own has 3 rent-to-own store locations across 1 state. This directory is updated regularly to ensure accurate information.
Universal Rent to Own operates entirely in Michigan. Its stores are in Big Rapids, Cadillac, Greenville.
Universal Rent to Own stores offer rent-to-own options for furniture, appliances, electronics, computers, mattresses. Product availability varies by location, so check with your local store for details.
Most rent-to-own stores, including Universal Rent to Own locations, do not require a traditional credit check. Approval is typically based on income verification and proof of residence. Contact your local store directly to confirm requirements.

Is this your company?

Claiming the listing lets you set your own hours and categories, and add your history to the section above.

Claim this listing

Listings and rankings on VRTO are never paid for. Rankings are computed from each store's public Google rating and review count, shown beside every store.

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