Universal Rent to Own

Closed · Opens tomorrow at 10 AM 3.6 (45 reviews) on Google

1921 N Mitchell St, Cadillac, MI 49601

Inside Universal Rent to Own

What you can rent here

Universal Rent to Own is a Michigan rent-to-own store established in 1994 and based in Big Rapids. From this location it offers furniture, appliances, electronics, computers, and mattresses on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Shoppers have rated it 4.6 stars across 43 Google reviews. Compare Universal Rent to Own on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Universal Rent to Own offers furniture, appliances, electronics, computers, mattresses on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Universal Rent to Own is located at 1921 N Mitchell St, Cadillac, MI. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Universal Rent to Own, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Universal Rent to Own directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Universal Rent to Own to review its written return and early purchase terms.

You can contact the store directly by calling (231) 779-4333 or visiting in person at 1921 N Mitchell St, Cadillac, MI.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 4:00 PM
Sunday (Today) Closed

Location

1921 N Mitchell St, Cadillac, MI 49601

Get directions

Customer reviews

3.6
Based on 45 Google reviews
3.6

45 reviews

5
70%
4
0%
3
0%
2
0%
1
30%
Have you visited this store? Write a review on Google
Dave Marsh
Dave Marsh 4 months ago

I'm in the process of taking over the store, so if anyone needs anything come see me and ill get you set up!

Kevin Johnson
Kevin Johnson 1 year ago

Cully and his staff are amazingly helpful. Truly what customer service should be. We were able to pay our furniture off with the 90 days and couldn’t be happier

Kevin Johnson
Kevin Johnson 1 year ago

Cully and his staff are amazingly helpful. Truly what customer service should be. We were able to pay our furniture off with the 90 days and couldn’t be happier

Amy Taylor
Amy Taylor 2 years ago

Owner Cullie and staff member Kevin are rude and dishonest. They’ve not only charged a credit card without authorization, but I’ve been harassed on a daily basis since a major health crisis.

Amy Taylor
Amy Taylor 2 years ago

Owner Cullie and staff member Kevin are rude and dishonest. They’ve not only charged a credit card without authorization, but I’ve been harassed on a daily basis since a major health crisis.

Stacey Sweet
Stacey Sweet 3 years ago

After going through the uhaul website to rent a uhaul only to realize they never gave me any information on how to get the keys or pay. Luckily my son noticed Jason just happened to be inside working on his day off. Uhaul customer service failed several times throughout the day but the local businesses stepped up when uhaul couldn't figure it out.

Stacey Sweet
Stacey Sweet 3 years ago

After going through the uhaul website to rent a uhaul only to realize they never gave me any information on how to get the keys or pay. Luckily my son noticed Jason just happened to be inside working on his day off. Uhaul customer service failed several times throughout the day but the local businesses stepped up when uhaul couldn't figure it out.

robin demmons
robin demmons 3 years ago

Thank you for working hard to find me an enclosed trailer. He was polite and professional. He found one and tried for half an hour to hook me up , but the trailer was not safe. The people who dropped it off did not tell him the lights were not working. I could not rent it ,but thank you for trying so hard.

robin demmons
robin demmons 3 years ago

Thank you for working hard to find me an enclosed trailer. He was polite and professional. He found one and tried for half an hour to hook me up , but the trailer was not safe. The people who dropped it off did not tell him the lights were not working. I could not rent it ,but thank you for trying so hard.

Dan Howe
Dan Howe 7 years ago

Currently the worse company ever don't trust them I used my card made a payment for a friend. Jason saved my card. And used it to take more money knowing I don't have an account with them so I'm still out 99 a lot of money to be ripped off. Call them and he claims its a miscommunication how when I authorized a one time payment.

Rating from Google
Read reviews on Google Maps

Compare before you sign

See what other stores near Cadillac charge for the same item.

Compare nearby stores Estimate the total cost

More rent-to-own stores in Cadillac, MI

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Universal Rent to Own or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Universal Rent to Own is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.