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Universal Rent to Own

Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.

744 Perry Ave, Big Rapids, MI 49307 (231) 592-0834
Open · until 6 PM 4.6 out of 5 stars, 42 Google reviews 4.6 (42 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses
Inside Universal Rent to Own
Universal Rent to Own photo
Universal Rent to Own photo
Universal Rent to Own photo
Universal Rent to Own photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Universal Rent to Own is a Michigan rent-to-own store established in 1994 and based in Big Rapids. From this location it offers furniture, appliances, electronics, computers, and mattresses on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Shoppers have rated it 4.6 stars across 43 Google reviews. Compare Universal Rent to Own on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this Universal Rent to Own carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes

This location

744 Perry Ave, Big Rapids, MI. Open until 6 PM.

Call (231) 592-0834 Get directions

Universal Rent to Own will tell you what you qualify for before anything is run, stated by Universal Rent to Own.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Universal Rent to Own offers furniture, appliances, electronics, computers, mattresses on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Universal Rent to Own is located at 744 Perry Ave, Big Rapids, MI. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Universal Rent to Own, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Universal Rent to Own directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Universal Rent to Own to review its written return and early purchase terms.

You can contact the store directly by calling (231) 592-0834 or visiting in person at 744 Perry Ave, Big Rapids, MI.

Hours and how to get there

Monday (Today) 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 4:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
744 Perry Ave Big Rapids, MI 49307

Customer reviews

4.6 out of 5 stars, 42 Google reviews 4.6 42 · Google
Have you visited this store? Write a review on Google
Emily McKinstry
Emily McKinstry 3 years ago

I have to shout out josh specifically for always working with us in some hard times! I recommend them to everyone!! If your in need I highly suggest these guys!!

Heather VanderLaan
Heather VanderLaan 3 years ago

Highly recommend Tim & Josh! They were literally life savers helping me get brand new actual good quality tires for my car. They were great with making sure I understood the amounts & how it all would work and at a price I could afford.

Jessica Morris
Jessica Morris 4 years ago

I have bought many things from them and never have had any problems. Everyone is always very friendly. When I need something else I will definitely be going back.

Cory “RedBear” Wildey
Cory “RedBear” Wildey 4 years ago

I have been a long time costumer. I would like to say thanks for the service and everything you guys do. Tim and Josh have went out of there way to work with me as a costumer and help me. I HIGHLY recommend soing business with these guys

Lee Kovach
Lee Kovach 7 years ago

Everytime I need a large item I go to universal. The owner and staff are so friendly and helpful and it's seems to me they just really wanna help you. I gotten so many items from them from a stove to a washer dryer set along with other things. Its the only rent to own place I recommend.

Keep looking

Other places to try in Big Rapids, MI

More stores in Big Rapids

All Big Rapids stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Big Rapids. The count is the Big Rapids stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Universal Rent to Own or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Universal Rent to Own is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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