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Rent to own stores in Troy, Alabama

2 rent-to-own stores serve Troy, AL, and 1 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Troy, AL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Huntsville Birmingham Mobile Montgomery Cullman

Compare 2 rent-to-own stores in Troy

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Troy, AL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.1 87 reviews 1404 Us-231 (334) 566-1047 Website: Rent-A-Center, 1404 Us-231
Aaron's 4.0 48 reviews 105 Scouting Circle (334) 566-0646 Website: Aaron's, 105 Scouting Circle

What customers are saying

Recent reviews from rent-to-own stores in Troy.

Absolutely amazing customer service! The delivery driver Kenlin definitely needs a raise!

Rebekah Savage
Rent-A-Center

Credit Manager Nay is the sweetest person ever. The staff is amazing and very hard working. They definitely make you feel welcomed and they do their best to help you as much as possible 🥰 Great Staff and Clean environment!

Jessica Cottrell
Rent-A-Center

This for Antwan Brown that works at the location in Troy Alabama he was a great help and even better asset to the complany and i want him to know..you have a very nice personality and you very customer friendly. You deserve to be store manager because your grace is pure and you have a easy going spirit..you're a pretty cool guy and when you treat me well and value my money that says alot that's why I'm continuing to spend it...keep it up...and that's just real from a customer

Britney Brundidge
Rent-A-Center

I couldn’t have picked a better team to service me from helping me pick it out to the delivery

Keekel StirkensStreeter
Rent-A-Center

Credit Manager Nay is the sweetest person ever. The staff is amazing and very hard working. They definitely make you feel welcomed and they do their best to help you as much as possible 🥰 Great Staff and Clean environment!

Jessica Cottrell
Rent-A-Center

Great establishment, very nice furniture in quality, affordable, and well taken care of. The Sales Manager (Brittany) is great, very friendly positive, and helpful.

Geoffrey Mccarter
Aaron's
Reviews from Google
Troy, AL

What renting to own in Troy looks like

2 rent-to-own stores serve Troy, AL, from 2 companies.

Stores here include Rent-A-Center (1404 Us-231), Aaron's (105 Scouting Circle).

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Troy will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Alabama, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Troy

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Troy.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Alabama has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Alabama law

What Alabama law gives you before you sign

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Alabama Rental-Purchase Agreement Act Ala. Code §§ 8-25-1 to 8-25-5
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the rental-purchase agreement, cash price of the property, and a s...
Early buyout rights Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.

Nearby cities

Huntsville (9) Birmingham (6) Mobile (6) Montgomery (6) Cullman (5) Decatur (5) Jasper (4) Opelika (4)
All rent-to-own stores in Alabama

Categories in Troy

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Troy carrying that category. A category no Troy store carries is not listed.

Renting to own in Troy, answered

There are 2 rent-to-own stores in Troy, AL, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Troy do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Troy offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Alabama requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Alabama regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Alabama are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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