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Rent to own stores in Decatur, Alabama

5 rent-to-own stores serve Decatur, AL, and 1 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 5 rent-to-own stores in Decatur, AL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 5 rent-to-own stores in Decatur

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Decatur, AL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Buddy's Home Furnishings 4.9 300 reviews 924 Beltline Rd Sw (256) 341-5908 Website: Buddy's Home Furnishings, 924 Beltline Rd Sw
Choice Rentals 4.8 298 reviews 935 B Wimberly Dr SW (256) 686-4006 Website: Choice Rentals, 935 B Wimberly Dr SW
Rent-A-Center 4.4 57 reviews 1820 6th Ave Se, (256) 350-7032 Website: Rent-A-Center, 1820 6th Ave Se,
Rent-A-Center 4.3 86 reviews 1605 Beltline Rd Sw C (256) 350-0670 Website: Rent-A-Center, 1605 Beltline Rd Sw C
Aaron's 3.9 114 reviews 1000 Beltline Rd Sw (256) 351-0606 Website: Aaron's, 1000 Beltline Rd Sw

What customers are saying

Recent reviews from rent-to-own stores in Decatur.

Noah and Danny delivered my furniture promptly and very professionally. They were very nice and wouldn’t leave until I knew exactly how and where I wanted it set up. Thank you Choice Rentals!

Bianca Shante
Choice Rentals

Choice Rentals has been my go to for everything furniture and appliances since moving to Decatur in 2020. I feel like family when I walk in. Jesse, Chris, Tyler in the store are amazing and have great communication. Noah and Danny delivered my new couch and rug today doing a phenomenal job. Definitely recommend Choice Rentals 10/10. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

Cindy Moore
Choice Rentals

Doug and Dannie did a wonderful job setting up both my daughter and mine new room. We are very pleased with our new beds! P.s. these guys did great ! They set up both beds within 30 minutes!

Erica Jones
Choice Rentals

They did a wonderful job delivering they were fast and amazing and thank you to Lorenzo and Doug for putting it together and doing an amazing job.The couch is beautiful and I definitely recommend going to them!!!

Deseria Garner
Choice Rentals

Excellent and very fast …. Would recommend!!! Doug came through and got me together even assisted to take my old stuff down and help!! You guys are amazing and turned my horrible day into a good one ! Thanks again

Jasmine
Choice Rentals

Laqueta and the rest of the crew were all very helpful and professional. Top notch service and I walked out very happy. If you need something I highly suggest going here.

Myster Blue
Buddy's Home Furnishings
Reviews from Google
Decatur, AL

What renting to own in Decatur looks like

5 rent-to-own stores serve Decatur, AL, from 4 companies.

Stores here include Buddy's Home Furnishings (924 Beltline Rd Sw), Choice Rentals (935 B Wimberly Dr SW), Rent-A-Center (1820 6th Ave Se,), Rent-A-Center (1605 Beltline Rd Sw C), Aaron's (1000 Beltline Rd Sw).

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Decatur will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Alabama, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Decatur

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Decatur.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Alabama has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Alabama law

What Alabama law gives you before you sign

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Alabama Rental-Purchase Agreement Act Ala. Code §§ 8-25-1 to 8-25-5
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the rental-purchase agreement, cash price of the property, and a s...
Early buyout rights Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.

Nearby cities

Huntsville (9) Athens (2) Arab (1) Birmingham (6) Mobile (6) Montgomery (6) Cullman (5) Jasper (4)
All rent-to-own stores in Alabama

Categories in Decatur

Furniture(5) Appliances(5) Electronics(5) Computers(4) Mattresses(4) Smartphones(3) Gaming(3)

Counts are the stores in Decatur carrying that category. A category no Decatur store carries is not listed.

Renting to own in Decatur, answered

There are 5 rent-to-own stores in Decatur, AL, from 4 companies: Aaron's, Buddy's Home Furnishings, Choice Rentals, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Decatur do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Decatur offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Alabama requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Alabama regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Alabama are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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