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Rent to Own Stores in Lynnwood, Washington

1 store across 7 categories

Lynnwood, WA has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in WA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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What customers are saying

Recent reviews from rent-to-own stores in Lynnwood.

Ever since new management has taken over. I have received nothing less then wonderful customer service. The communication level between management and I about deliveries and/or service has been impeccable. RAC has amazing deals and this new crew is all around the best i have dealt with

Jayda Spradlin
Rent-A-Center

We are absolutely in L💙VE with our new Ashley’s Sectional from Rent-a-center! May I add that the customer service there is exceptional, Jesse made the application process so easy and smooth and he was beyond patient with me when going back n forth when it came to deciding what couch would work for my family and space! I wish I would have gotten the two gentleman’s names that came to deliver it today, they were so thorough, very clean when it came to taking the sectional out of all the packaging and setting up, they were very careful and cared about not having the couch scratched up by walls or doorways, and they took their time making sure it was all set up where I wanted it. This team of folks is what is hard to find, specially when leasing. They never made us feel that our business was “whatever”. Also, This 6 months same as cash deal is great! We look forward to much more business with this specific team at rent-a-center. Thanks Jesse for everything, it was absolutely worth the wait!!

Carolina Arce
Rent-A-Center

We moved here and our shipping container was delayed and then life happened and we needed basic furniture LITERALLY EVERYTHING! 😅 I went to many places and I love the way I’m treated here. You’re not just a customer you’re like family! They know who you are by your name! If you have a concern tell them they address it! This location runs great! And I hope corporate sees you doing well!

Dash H
Rent-A-Center

Ever since new management has taken over. I have received nothing less then wonderful customer service. The communication level between management and I about deliveries and/or service has been impeccable. RAC has amazing deals and this new crew is all around the best i have dealt with

Jayda Spradlin
Rent-A-Center

We are absolutely in L💙VE with our new Ashley’s Sectional from Rent-a-center! May I add that the customer service there is exceptional, Jesse made the application process so easy and smooth and he was beyond patient with me when going back n forth when it came to deciding what couch would work for my family and space! I wish I would have gotten the two gentleman’s names that came to deliver it today, they were so thorough, very clean when it came to taking the sectional out of all the packaging and setting up, they were very careful and cared about not having the couch scratched up by walls or doorways, and they took their time making sure it was all set up where I wanted it. This team of folks is what is hard to find, specially when leasing. They never made us feel that our business was “whatever”. Also, This 6 months same as cash deal is great! We look forward to much more business with this specific team at rent-a-center. Thanks Jesse for everything, it was absolutely worth the wait!!

Carolina Arce
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Lynnwood will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Washington, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lynnwood

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Lynnwood.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Washington: what the law gives you

Washington has a specific rent-to-own statute (Washington Lease-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Lynnwood, answered

Lynnwood, WA has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lynnwood do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lynnwood offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Washington requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Washington regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Washington are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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