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Rent to own stores in Centralia, Washington

2 rent-to-own stores serve Centralia, WA, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Centralia, WA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Chehalis Spokane Vancouver Auburn Kennewick

Compare 2 rent-to-own stores in Centralia

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Centralia, WA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Buddy's Home Furnishings 4.7 173 reviews 1405 S Gold St (360) 736-0550 Website: Buddy's Home Furnishings, 1405 S Gold St
Rent-A-Center 3.6 45 reviews 2023 Borst Ave (360) 736-7676 Website: Rent-A-Center, 2023 Borst Ave

What customers are saying

Recent reviews from rent-to-own stores in Centralia.

By far the best rent to own I’ve been too! Elijah and his team are Amazing, got me into the perfect bedroom set! My wife is super happy, Will definitely be coming back for all my home furnishings needs!!!

Maple Mar
Buddy's Home Furnishings

Chase is absolutely amazing he is so helpful understanding and wonderful at what he does he is the reason I stay working with buddy's keep being you chase you are the best and go above and beyond for your customers ❤️ 😀

Ashley Cordova
Buddy's Home Furnishings

It won’t let me switch my Gmail account. But my name is Hannah. I walked into buddys for the first time after a terrible break up with a long term boyfriend. Elijah, Ray, and Chase have helped me over the years more than they can ever know. They have helped me avoid drowning in debt more than I was. They have always been super understanding and genuine humans. They’ve helped me get necessities and fun things like a PC. They are always so open and ready to handle whatever you have in store for them. They listen to stories and even though it’s their literal job to push things on you, they don’t. They’ll deep dive with you and figure out what works best for you. ALSO their drivers who pick up and drop off, are some of the best humans I’ve met in my entire life. They won’t judge how your house is, they don’t judge how you look in that moment. This building is filled with the most human humans I’ve ever seen. They speak to you, in a way that isn’t just forced customer service. They talk to you like you’re a person and like they are a person. I cannot express in words my appreciation for these people. Silly, goofy, and R E A L. If I had more friends I’d definitely recommend this specific buddy’s store. Don’t take these humans for granted because they are truly the best people, best friends, you will ever meet.

Anon
Buddy's Home Furnishings

Chase is absolutely amazing he is so helpful understanding and wonderful at what he does he is the reason I stay working with buddy's keep being you chase you are the best and go above and beyond for your customers ❤️ 😀

Ashley Cordova
Buddy's Home Furnishings

my Son bought a Switch on payments from the Centralia, Wa. store. I was amazed at the Excellent personal attention and help He received! I told my Son to go back to Buddies to buy a Playstation 5 next. You folks run your business very well!

lar
Buddy's Home Furnishings

I have always had wonderful service friendly people and I’m very happy with my experience with the Centralia Rent-A-Center they go out of their way to make sure that I’m happy

sherry Grandorff
Rent-A-Center
Reviews from Google
Centralia, WA

What renting to own in Centralia looks like

2 rent-to-own stores serve Centralia, WA, from 2 companies.

Stores here include Buddy's Home Furnishings (1405 S Gold St), Rent-A-Center (2023 Borst Ave).

Washington regulates rent-to-own under Washington Lease-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), payment cap protections (Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Centralia will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Washington, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Centralia

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Centralia.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Washington law

What Washington law gives you before you sign

Washington regulates rent-to-own under Washington Lease-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Washington Lease-Purchase Agreement Act Wash. Rev. Code §§ 63.19.010 to 63.19.903
Disclosure requirements Must disclose total payments, total cost, cash price, whether property is new or used, early purchase option, reinstatement rights, and any...
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).

Nearby cities

Chehalis (1) Spokane (4) Vancouver (4) Auburn (3) Kennewick (3) Longview (3) Yakima (3) Aberdeen (2)
All rent-to-own stores in Washington

Categories in Centralia

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(2) Gaming(1)

Counts are the stores in Centralia carrying that category. A category no Centralia store carries is not listed.

Renting to own in Centralia, answered

There are 2 rent-to-own stores in Centralia, WA, from 2 companies: Buddy's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Centralia do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Centralia offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Washington requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Washington regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Washington are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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