VRTO

Rent to Own Stores in Spokane, WA

Spokane, WA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 228,989 and a median household income of $51,714 (Source: US Census Bureau, American Community Survey), Spokane represents an underserved rent-to-own market. Rent-to-own transactions are legal and regulated in WA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.9 ★ Avg Rating
372 Reviews

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Compare Rent-to-Own Stores in Spokane, WA

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Store Rating Location Phone
Rent-A-Center 3.9 86 reviews 824 E Francis Ave (509) 484-1449 Visit Website
Aaron's 3.9 286 reviews 3611 E Sprague Ave (509) 568-1000 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Spokane.

Our go to store, We had a couch for 5 months, ended up not liking it and they let us bring it back and exchange it for a new one and the money we already put into the old one still went towards the new one. It was awesome, Thanks Audrianna and dude that I always forget his name that always works along side with Audrianna.

Angela Bonanno
Rent-A-Center

I haven't been into an Aaron's in years. I was pleasantly surprised. It was clean and organized. The furniture was super cute and trendy. I was greeted by Somorrow. She was friendly, knowledgeable and patient. I will be back. Thank you again Somorrow.

Sarah Roraback
Aaron's

Somorro' and Guy were Great they brought my bdrm set inside nd' Put it together ❤️ with No Issues .. I Love my bed set.. Ty 😊

Delnora Wells
Aaron's

Rai helped me have an amazing job with having Santa call her and to wrap Nintendo switch making my granddaughter’s experience amazing!

Michelle Rogers
Aaron's

My father was in a skilled nursing facility earlier this year. We weren't sure how long he would be there, but wanted to make his stay as comfortable as possible. I rented a power lift recliner for a one month period (the minimum length) allowed and paid the entire amount up front. The manager, Ariana, was great to work with and went out of her way to get me a chair as quickly as possible. There was one chair available in Coeur D'Alene, but it had some damage, so we ended up with a brand new chair. My father ended up going home after a week and the chair was picked up and returned to the store with no issues. I was totally happy with the whole experience. However, since then, at least a few times a month I get a call from a salesperson informing me of some sale or upcoming promotion. I've explained each time that it was a one-time need and to please stop calling me, but they persist. So even though my rental experience was great, I would not use them again due to the continual annoying sales calls. They claim that they don't have a "calling list" they can remove me from, so if you ever rent from them, be prepared to hear from them again and again.

Gm M
Rent-A-Center

In order to unload you need to come from the north and in order to enter the territory will have to drive on a road with opposite traffic. There is no door to unload, parking near the building. Be careful when driving around the posts. Friendly friendly staff.

Roman Martyniuk
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Spokane will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Washington, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Spokane

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Spokane.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Spokane

Find rent-to-own stores in Spokane, WA. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Spokane

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Frequently Asked Questions About Rent-to-Own in Spokane

Spokane, WA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Spokane do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Spokane offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Washington requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Washington regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Washington are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.