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Rent to own stores in Harrisonburg, Virginia

3 rent-to-own stores serve Harrisonburg, VA, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 9 companies in the Harrisonburg area serve Harrisonburg

Stores

The 3 rent-to-own stores in Harrisonburg, VA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Harrisonburg

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Harrisonburg, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Buddy's Home Furnishings 4.4 192 reviews 1790 E Market St Suite 10-14 (540) 705-0461 Website: Buddy's Home Furnishings, 1790 E Market St Suite 10-14
Rent-A-Center 3.7 68 reviews 1633 E Market St (540) 434-6797 Website: Rent-A-Center, 1633 E Market St
Aaron's 3.7 99 reviews 109A S Carlton St (540) 433-3800 Website: Aaron's, 109A S Carlton St

What customers are saying

Recent reviews from rent-to-own stores in Harrisonburg.

My (new) fridge stopped working and it would be more than a week before it could be repaired due to waiting for a part. I decided to look into getting a rental. I went to Buddy's late in the day and Geraldo had a rental fridge delivered that same afternoon. Excellent customer service and my rental fridge is working great!

Julie
Buddy's Home Furnishings

I have had an amazing experience! Dan is truly amazing. He made the process so effortless.

Katrina Taylor
Buddy's Home Furnishings

Guraldo.. Is genuinely, The best Manager , I ever dealt with. He is not only a store manager he is my CLOSE FRIEND!!!!! THANKS FOR EVERYTHING YOU HAVE DONE FOR US

Gary Beasley
Buddy's Home Furnishings

I was very empressed with the customer experience! I am definitely a happy with the payment plan. Easy to maintain payment with budget friendly options! Thanks Dan😊

Angela May
Buddy's Home Furnishings

The new manager here has been awesome to work with! He made everything go by so much smoother and helped us purchase exactly what we were looking for. There's also an awesome clearance section to choose from with AMAZING prices! Will definitely be purchasing more from them! Thank you!!!

Laura Scarbrough
Buddy's Home Furnishings

They helped me out when no one else would, I understand its more expensive this way but the help I received and the great attitudes make it worth it to me.

Mike Obaugh
Rent-A-Center
Reviews from Google
Harrisonburg, VA

What renting to own in Harrisonburg looks like

3 rent-to-own stores serve Harrisonburg, VA, from 3 companies.

Stores here include Buddy's Home Furnishings (1790 E Market St Suite 10-14), Rent-A-Center (1633 E Market St), Aaron's (109A S Carlton St).

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Harrisonburg will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Harrisonburg

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Harrisonburg.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Virginia law

What Virginia law gives you before you sign

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Virginia Rental-Purchase Agreement Act Va. Code Ann. §§ 59.1-207.17 to 59.1-207.27
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, early purchase option, and reinstatement ri...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Waynesboro (2) Richmond (7) Roanoke (5) Danville (4) Lynchburg (4) Norfolk (4) Fredericksburg (3) Hampton (3)
All rent-to-own stores in Virginia

Categories in Harrisonburg

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(2)

Counts are the stores in Harrisonburg carrying that category. A category no Harrisonburg store carries is not listed.

Renting to own in Harrisonburg, answered

There are 3 rent-to-own stores in Harrisonburg, VA, from 3 companies: Aaron's, Buddy's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Harrisonburg do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Harrisonburg offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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