Last checked 1 month ago
Rent to Own Stores in Cleveland, Tennessee
3 stores across 7 categories
Cleveland, TN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Cleveland
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Cleveland, TN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.2 142 reviews | 4355 Keith St Nw | (423) 476-0043 | Visit Website |
| Aaron's | 4.2 171 reviews | 803 20Th St Nw | (423) 339-1145 | Visit Website |
| Rent-A-Center | 4.1 118 reviews | 115 Keith St Nw | (423) 478-5170 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Cleveland.
Conner and Sarah are so sweet and very helpful for helping me furnish my home and make it more stylish:) Connor did hit on my man tho, that was weird
Ladies at the Cleveland store always go above and beyond to help find what I’m looking for paid off my last account months maybe a year ago was in today and they still remember and just as friendly as ever
From start to finish, the entire rental process was seamless, professional, and genuinely enjoyable. What truly sets this company apart is their customer service especially from Sarah. Every interaction was friendly, helpful, and prompt. The team went above and beyond to make sure my space was set up perfectly and on time. Delivery was fast, setup was efficient, and they handled everything with care and attention to detail.
Ladies at the Cleveland store always go above and beyond to help find what I’m looking for paid off my last account months maybe a year ago was in today and they still remember and just as friendly as ever
From start to finish, the entire rental process was seamless, professional, and genuinely enjoyable. What truly sets this company apart is their customer service especially from Sarah. Every interaction was friendly, helpful, and prompt. The team went above and beyond to make sure my space was set up perfectly and on time. Delivery was fast, setup was efficient, and they handled everything with care and attention to detail.
I'm disabled, but this was the easiest I have ever got anything. I called I think Teressa? Anyway, she is the sweetest thing. She set up everything over the phone. E-mailed my forms to docu sighn, and now I can cook in a oven again. So Thank you for saving Thanksgiving. You're the best.
What to bring when visiting a rent-to-own store
Most stores in Cleveland will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Cleveland
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Cleveland.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Tennessee: what the law gives you
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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