1 store across 8 categories
Spearfish, SD has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent All - Appliance & Furniture. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. Rent-to-own transactions are legal and regulated in SD (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 3 weeks ago
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Recent reviews from rent-to-own stores in Spearfish.
Went into rent all to look and ended up finding a bed that perfectly matched my needs period Travis was great help very kind, very prompt. And they delivered my bed the day after I ordered it period brought it set it app in everything period so far, so good, I give them 5 stars.
John Burkhard
Love the new couches and there rapid delivery literally when they said next day delivery they stuck to there word and the employees that helped drop them off fs need a raise
Marcelo Montantes
Travis and Andy are the best. Carla is too! She's a mind reader knowing when you need something!
Carol
Excellent service, Andy serviced us great. Travis was awesome as usual too. That's why we are life long customers with this company. Especially Travis, Carla and Andy
Mary Jaramillo
I am pleased with the lift chair that Spearfish Furniture Rental.delivered today. Travis took my order, kept in touch with me regarding the cost, the contract, the options for purchase or rental, and the time and date of deliver. The product is just what I had hoped for and needed. Taffy
Taffy Tucker
Most stores in Spearfish will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In South Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Spearfish.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. South Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
South Dakota has a specific rent-to-own statute (South Dakota Rental Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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