VRTO

Rent to Own Stores in Sumter, SC

Sumter, SC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in SC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.0 ★ Avg Rating
172 Reviews

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Compare Rent-to-Own Stores in Sumter, SC

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Buddy's Home Furnishings 4.5 2 reviews 717 Broad St (803) 775-7147 Visit Website
Rent-A-Center 3.9 83 reviews 1121 Broad St (803) 934-8555 Visit Website
Aaron's 3.5 87 reviews 1005 Broad St (803) 934-1400 Visit Website

Store Hours Today (Monday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Sumter.

great customer service and so easy to deal with and the products are awesome!!

J. Elsen
Buddy's Home Furnishings

The customer service was great they were very attentive and answered all my questions

shanitra Ross
Rent-A-Center

They had a great process. I browsed online for the washer and dryer set I wanted. Next, I completed the form online and was pleasantly surprised with the limit available to me. I almost didn’t believe it. What I was looking at was nowhere near the limit I had, so I was excited. I called my store to ensure it was true and they accepted all of my information via email while we spoke on the phone. By the end of the call, I’d made my first 2 payments, set up autopay and had a delivery date set. My delivery even came earlier than expected. Set up was less than 30 minutes. It probably would’ve taken them less time, but I live in a second story apartment. They tested the set with me before they left. The only issue I had was that I didn’t know the set wasn’t going to come with a dryer vent, but I was able to grab one from Lowes later that same day. I was up and running. The set is XL and amazing. It’s quiet and I have a warranty for peace of mind in case anything happens. I haven’t had an issue yet though. My set is almost paid off. HIGHLY RECOMMEND!!! I will continue to use them! I have my eyes on something else and it is still within my approval limit. I called and they said I could add it now if I wanted, but I’ve decided to wait until I’m down to my last few payments with this washer and dryer. Excellent service!

LaAundrea Young
Rent-A-Center

Thank you Aaron's employees!!!💜💗 I want to share that Lauren, Brittany, Marshall, etc are truly angels!!! They are there to help when times are rough and the uncertainties in life happen. I want to thank them all once again from the bottom of my heart!!!😁🫶🫶🫶

tac carabellese
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Sumter will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In South Carolina, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Sumter

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Sumter.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. South Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Sumter

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Frequently Asked Questions About Rent-to-Own in Sumter

Sumter, SC has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Sumter do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Sumter offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. South Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. South Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in South Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.