New: Rent-to-Own Sheds & Portable Buildings — 521 dealers, 837 locations
Find stores

Rent to Own Stores in Lake City, South Carolina

1 store across 5 categories

Lake City, SC has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Buddy's Home Furnishings. Product categories available: appliances, computers, electronics, furniture, mattresses. Rent-to-own transactions are legal and regulated in SC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

Matching service Not sure which Lake City store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get an alert when Lake City stores or prices change

Never shared with stores. Unsubscribe anytime.

On its way. Check your inbox.

What customers are saying

Recent reviews from rent-to-own stores in Lake City.

Teresa was absolutely phenomenal! She went above and beyond to help me and make me feel like I was family and welcomed. Fast and exceptional service from the minute I walked through the door.

Kimberly Puricelli
Buddy's Home Furnishings

Ever thing is good thanks you for everything so i give you 10 thanks you Mr James Graham

James Graham
Buddy's Home Furnishings

The people were very friendly and nice. The place was very clean.

Jacqueline Farley
Buddy's Home Furnishings

Such a wonderful and outgoing experience. Customer service help is outstanding. Goes over and beyond for customers satisfaction. Theresa, Christy, Victoria & mike there extremely helpful and most definitely made me feel at home very much a family greeting when there. 10/10 and never had any problems with anything i brought.

Ziquesha Bostick
Buddy's Home Furnishings

Theresa and Christi are the best! Always Looking out for the customers, and going the extra mile to help! I’ve been doing business with them for years love them

Jennifer Lopez
Buddy's Home Furnishings
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Lake City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In South Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lake City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Lake City.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. South Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in South Carolina: what the law gives you

South Carolina has a specific rent-to-own statute (South Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Lake City

appliances computers electronics furniture mattresses

Rent-to-own in nearby cities

Florence Dillon Darlington Hartsville Marion Greenville Columbia Anderson
All rent-to-own stores in South Carolina

Rent-to-own in Lake City, answered

Lake City, SC has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Buddy's Home Furnishings. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lake City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lake City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. South Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. South Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in South Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Search another city or zip code to compare rent-to-own stores near you.