Sheds
Last checked 1 month ago
Tool Time Building & Roofing
Closed · Opens 8 AM
4.8
(211 reviews)
on Google
3822 E 15th St, Panama City, FL 32404
What you can rent here
Tool Time Building & Roofing in Panama City, Florida finances portable buildings through lease-to-own arrangements. The company's framing is direct: rather than paying forever for storage, pay a little while and own the building outright. Any of its portable buildings can be financed through the payment options it lists, so buyers are not restricted to a subset of eligible models. Tool Time holds a 4.8-star Google rating across 207 reviews.
sheds
How the lease works here
Payment frequency
Monthly
Typical term
36 to 60 months
Early payoff discount
Standard
Credit check
Not required (valid ID)
Terms are confirmed with the store and can change. Always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Tool Time Building & Roofing offers sheds on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.
Tool Time Building & Roofing is located at 3822 E 15th St, Panama City, FL. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.
Most rent-to-own stores, including Tool Time Building & Roofing, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Tool Time Building & Roofing directly to confirm their specific requirements.
Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Tool Time Building & Roofing to review its written return and early purchase terms.
You can contact the store directly by calling (850) 763-0065 or visiting in person at 3822 E 15th St, Panama City, FL.
Hours
Monday
Closed
Tuesday
8:00 AM – 5:00 PM
Wednesday
8:00 AM – 5:00 PM
Thursday
8:00 AM – 5:00 PM
Friday (Today)
8:00 AM – 5:00 PM
Saturday
Closed
Sunday
Closed
Location
3822 E 15th St, Panama City, FL 32404
Get directionsPhone
(850) 763-0065Customer reviews
4.8
211 reviews
Have you visited this store?
Write a review on Google
Gratia Flores
4 months ago
Great crew! Ben Tindell was knowledgeable and a true pleasure to deal with and answered all our questions and concerns. The concrete crew were meticulous in their work as were TJ, Jordan and Tim in the construction process of our building. Both crews did a phenomenal job! Picked up and cleaned the entire area. Can’t say enough good things! Very conscientious, professional and courteous team. My husband and I are extremely pleased and would highly recommend Tool Time!
Daniel Flisek
5 months ago
Tony and his crew were a real pleasure to work with. Tony helped us customize the shop to our specs, and his guys built it in two days. They even installed the windows we bought separately. The building is very well built and leak-proof, and we are thrilled with how it turned out. Highly recommend Tool Time for all your outbuilding needs!
tim linderman
6 months ago
Very happy with the 6x10 shed T.J. and Jason built in place. Workmanship was great and best of all it looks like it's part of the house.
Ruben Beltran
10 months ago
My name is Ruben and Tool Time built me a 10x16 aluminum siding shed. I could not be any happier, it is actually my wife’s shed and she also loves it. I have to say the customer service that was received was phenomenal. The crew that came out to work and complete this project consisted of Brandon, TJ and last but not least Jason. These men were great they are very knowledgeable about their job, informative, professional and very easy to talk with
Jean-Paul Berger
1 year ago
Tool Time builders of PC did a great job with our Florida room addition. From start to finish, very professional, on time and they were clean and neat throughout the whole process. They pay attention to detail and go beyond expectations to make it the way you want. TJ, and Josh who showed up for the work did a wonderful job, and kept me in the loop when i was out of town. Don't hesitate to use TTB for your build needs. PB
Reviews from Google
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Data accuracy notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Tool Time Building & Roofing or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for Tool Time Building & Roofing is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.