Sheds
Last checked 4 hours ago
Tool Time Building & Roofing
Closed · Opens tomorrow at 8 AM
4.8
(209 reviews)
on Google
3822 E 15th St, Panama City, FL 32404
What you can rent here
Tool Time Building & Roofing in Panama City, Florida finances portable buildings through lease-to-own arrangements. The company's framing is direct: rather than paying forever for storage, pay a little while and own the building outright. Any of its portable buildings can be financed through the payment options it lists, so buyers are not restricted to a subset of eligible models. Tool Time holds a 4.8-star Google rating across 207 reviews.
sheds
How the lease works here
Payment frequency
Monthly
Typical term
36 to 60 months
Early payoff discount
Standard
Credit check
Not required (valid ID)
Terms are confirmed with the store and can change. Always read the agreement before you sign.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Tool Time Building & Roofing offers sheds on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.
Tool Time Building & Roofing is located at 3822 E 15th St, Panama City, FL. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.
Most rent-to-own stores, including Tool Time Building & Roofing, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Tool Time Building & Roofing directly to confirm their specific requirements.
Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Tool Time Building & Roofing to review its written return and early purchase terms.
You can contact the store directly by calling (850) 763-0065 or visiting in person at 3822 E 15th St, Panama City, FL.
Hours
Monday
Closed
Tuesday
8:00 AM – 5:00 PM
Wednesday (Today)
8:00 AM – 5:00 PM
Thursday
8:00 AM – 5:00 PM
Friday
8:00 AM – 5:00 PM
Saturday
Closed
Sunday
Closed
Location
3822 E 15th St, Panama City, FL 32404
Get directionsPhone
(850) 763-0065Compare before you sign
See what other stores near Panama City charge for the same item.
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Data accuracy notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Tool Time Building & Roofing or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for Tool Time Building & Roofing is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.