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Tool Time Building & Roofing rents to own in Florida.

4.8 from 216 Google reviews across 1 location How rankings work

Tool Time Building & Roofing in Panama City, Florida finances portable buildings through lease-to-own arrangements.

Tool Time Building & Roofing carries Sheds

Compiled by VRTO from the directory · confirmed Nov 1, 2026

Where they operate

One store, in Panama City, Florida. The map shows where it is.

Tool Time Building & Roofing store

The address, phone number and hours on record for Tool Time Building & Roofing, with the date each was last confirmed. The rating comes from Google.

What Tool Time Building & Roofing carries

Tool Time Building & Roofing leases sheds. Stock changes, so confirm the item you want with the store.

How rent-to-own works at Tool Time Building & Roofing

The four things worth knowing before you walk in. Confirm the current terms with the store you visit.

No traditional credit check at most stores
Approval is based on income and ID, not your credit score.
Flexible payments
Pay weekly, every two weeks, or monthly.
Early purchase option
Pay it off sooner to own for a lower total cost.
Review return terms
Return timing, fees, item condition, and remaining obligations depend on the agreement.

Recent reviews

Showing 8 of 216
Sep 26, 2026

TJ,Blake ,Charles and Jason got to my home at 8 sharp and built a beautiful 12x16 shed for me and was on their way by noon! The shed is flawless I watched as the guys worked like a machine each one knew their roll and executed it perfectly great communication, work ethics and skills. I would recommend them to everyone , I am a very happy customer , thankyou guys , job well done. Sincerely , Tim Shockley

Tim Shockley Panama City, FL
Aug 20, 2026

This was a wonderful experience, went to the office and met with the staff and worked out a great deal. they came out and put up the poles…excellent job. When the cement was done curing, the men were quick and we had our pole barn within two days, even though the weather was not ideal, thunder and lightning!…… they left the yard in great condition and were polite and friendly

Bambi Lesne Panama City, FL
May 7, 2026

Great crew! Ben Tindell was knowledgeable and a true pleasure to deal with and answered all our questions and concerns. The concrete crew were meticulous in their work as were TJ, Jordan and Tim in the construction process of our building. Both crews did a phenomenal job! Picked up and cleaned the entire area. Can’t say enough good things! Very conscientious, professional and courteous team. My husband and I are extremely pleased and would highly recommend Tool Time!

Gratia Flores Panama City, FL
Apr 12, 2026

Tony and his crew were a real pleasure to work with. Tony helped us customize the shop to our specs, and his guys built it in two days. They even installed the windows we bought separately. The building is very well built and leak-proof, and we are thrilled with how it turned out. Highly recommend Tool Time for all your outbuilding needs!

Daniel Flisek Panama City, FL
Apr 9, 2026

10 Gold Stars Woooo Hooooo !!!! Tool Time Team was professional and exceptional. Against all odds to include ferocious No See Ums, relentless yellow biting flies and a blinding snow storm, fire and brimstone they accomplished the mission at hand. Seriously, Team Tool Time Panama City exceeded my expectations. The quality of work is superior to that of Home Depot or Lowe’s and other providers. I highly recommend Thomas Joseph and Jordon and the other two team members whom all had great attitudes and were polite and just good people. My Bernese mountain dog can vouch for them too and animals are a better judge of character than most people. I am very grateful and thankful. Have a blessed day.

Lakota Warrior Panama City, FL
Mar 13, 2026

Very happy with the 6x10 shed T.J. and Jason built in place. Workmanship was great and best of all it looks like it's part of the house.

tim linderman Panama City, FL
Oct 22, 2025

My name is Ruben and Tool Time built me a 10x16 aluminum siding shed. I could not be any happier, it is actually my wife’s shed and she also loves it. I have to say the customer service that was received was phenomenal. The crew that came out to work and complete this project consisted of Brandon, TJ and last but not least Jason. These men were great they are very knowledgeable about their job, informative, professional and very easy to talk with

Ruben Beltran Panama City, FL
Jan 9, 2025

Tool Time builders of PC did a great job with our Florida room addition. From start to finish, very professional, on time and they were clean and neat throughout the whole process. They pay attention to detail and go beyond expectations to make it the way you want. TJ, and Josh who showed up for the work did a wonderful job, and kept me in the loop when i was out of town. Don't hesitate to use TTB for your build needs. PB

Jean-Paul Berger Panama City, FL

About Tool Time Building & Roofing

Tool Time Building & Roofing in Panama City, Florida finances portable buildings through lease-to-own arrangements. The company's framing is direct: rather than paying forever for storage, pay a little while and own the building outright. Any of its portable buildings can be financed through the payment options it lists, so buyers are not restricted to a subset of eligible models. Tool Time holds a 4.8-star Google rating across 207 reviews.

How this page is built

This page is built from the public record.

The addresses, hours and categories come from the directory, with the date each was last confirmed printed beside it. The rating is Tool Time Building & Roofing's own public Google rating, shown with the number of reviews it came from so you can judge it yourself. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or owned by Tool Time Building & Roofing or any rent-to-own company. Tool Time Building & Roofing is a trademark of its respective owner.

Listings and rankings on VRTO are never paid for.

Tool Time Building & Roofing, answered plainly

Tool Time Building & Roofing is a rent-to-own operator with 1 store in Florida. VRTO lists it in the directory for comparison and is not affiliated with it.
Tool Time Building & Roofing has one store, at 3822 E 15th St, Panama City, FL 32404. The store page carries its phone number, hours and the date each was last confirmed.
Yes. Tool Time Building & Roofing is a single-store operator in Panama City, Florida. Other rent-to-own companies serving the same area are listed on the Florida page.
Tool Time Building & Roofing offers rent-to-own options for sheds. Stock changes, so confirm the item you want with the store.
Most rent-to-own stores, including Tool Time Building & Roofing, do not require a traditional credit check. Approval is typically based on income verification and proof of residence. Contact the store directly to confirm requirements.

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Listings and rankings on VRTO are never paid for. Rankings are computed from each store's public Google rating and review count, shown beside every store.

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