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Rent to own stores in Reading, Pennsylvania

6 rent-to-own stores serve Reading, PA.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 6 rent-to-own stores in Reading, PA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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6 stores shown · sorted by relevance

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Compare 6 rent-to-own stores in Reading

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Reading, PA

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in Reading.

Great company that works with their customers. Employees are all very helpful. I wasn't able to find a PS5 so when I found out they had some I could pay weekly for it saved me since I did not have the full amount available to pay upfront. I've financed my couch, TV, and now my PS5 through them. Thank you so much!

Devon M
Premier

I have always rented from them. They have good quality. respectful, they help you find what works for you

Carmen fontanez
Premier

The best spot for anything you are looking to upgrade your home and there so helpful a they be having great deals. They have an amazing team at pREMIER RENTALS on fifth st. Highway Reading Pa

Nightmare
Premier

I been with them over 20 years and I can say they have been very respectful and professional. went I going to the store will recommend them to everyone..thank you

Gladys Rosado
Premier

The people from premier are the best. I will always recommend them for what ever you need for your house

ivette Ortiz
Premier

My experience with very wonderful John and Gladys were amazing they help me get a refrigerator for my daughter ASAP as same day delivery and we're very polite and quick about it I will highly recommend going there and ask for John or Gladys they are extremely extremely friendly and supportive and every way and made my experience very pleasurable even in an emergency situation. Made me stop even set me through the process of emails and doing my online application. Thank you buddies for helping us both out today

margie Carrasquillo
Buddy's Home Furnishings
Reviews from Google
Reading, PA

What renting to own in Reading looks like

6 rent-to-own stores serve Reading, PA, from 4 companies.

Stores here include Premier (3045 N 5Th Street Hwy), Buddy's Home Furnishings (400 Kenhorst Plaza), Rent-A-Center (307-315 Penn St), Rent-A-Center (3215 N 5th Street Hwy), Rent-A-Center (3250 N Fifth St).

Pennsylvania regulates rent-to-own under Pennsylvania Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Reading will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Pennsylvania, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Reading

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Reading.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Pennsylvania has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Pennsylvania law

What Pennsylvania law gives you before you sign

Pennsylvania regulates rent-to-own under Pennsylvania Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Pennsylvania Rental-Purchase Agreement Act 73 Pa. Stat. ยงยง 2301 to 2312
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, description of property, payment schedule, early purchase option,...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Renting to own in Reading, answered

There are 6 rent-to-own stores in Reading, PA, from 4 companies: Aaron's, Buddy's Home Furnishings, Premier, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Reading do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Reading offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Pennsylvania requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Pennsylvania regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Pennsylvania are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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