Last checked 1 month ago
Rent to Own Stores in Bismarck, North Dakota
3 stores across 8 categories
Bismarck, ND has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent All - Appliance & Furniture, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. Rent-to-own transactions are legal and regulated in ND (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Bismarck
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Bismarck, ND
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent All - Appliance & Furniture | 4.9 161 reviews | 1018 S 12th St | (701) 258-9370 | Visit Website |
| Rent-A-Center | 4.4 89 reviews | 914 S 12Th St | (701) 222-6355 | Visit Website |
| Aaron's | 4.1 78 reviews | 300 W Indiana Ave | (701) 530-0060 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Bismarck.
I want to give a huge shoutout to Cody. Earlier today I lost my wallet and he reached out to let me know he’d found it. He was incredibly kind and went out of his way to return it — exactly the kind of thoughtful person we need more of. Thank you, Cody!
I’ve known Cody for a long time, very glad he has been working here. He helped greatly when we were trying to decide on a new couch as we had just moved. He made sure to explain everything and helped us figure out payments. He’s an awesome employee and you all are very lucky to have him! He is very professional but still makes a good impression and seems loveable to all. Our old couches were broken and he helped us find a great set for an awesome price. He knows how to make everyone feel at home :)my husky also loves the furniture
I would like to say that my house is finnaly complete thanks to Cody and his team my dryer decided to take a poo and so i was looking at washers and dryers and found rhat they were pretty expensive but after a bit of thinking I decided to rent. And thanks to Shane the delivery driver for dropping it off and taking my old set!
Great customer service! So many options. Quick and easy paperwork. Cody and the delivery guys were super nice and helpful. I absolutely love my new couch. It's so comfortable and soft. I'll definitely be going through you guys for more furniture very soon.
Great people to work with! Love the choices of furniture they have!
Corey is such a pleasure to do business with. He is always kind, polite and does not shove sales down your throat. When it came time for payments, as long as you communicated with him, he always understood, was reasonable, and never hounded you. He was very easy to talk to and communicate with in terms of any issues, or for any of my needs. He was such a gentle spirit. As long as I deal with CORY, I will continue to do business with RAC whenever I need something but cant pay for it in full. Corey you rock!!!
What to bring when visiting a rent-to-own store
Most stores in Bismarck will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Bismarck
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Bismarck.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in North Dakota: what the law gives you
North Dakota has a specific rent-to-own statute (North Dakota Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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