VRTO

Rent to Own Stores in Grand Forks, ND

Grand Forks, ND has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in ND (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.7 ★ Avg Rating
140 Reviews

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Compare Rent-to-Own Stores in Grand Forks, ND

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.0 76 reviews 2475 32Nd Ave S (701) 775-1197 Visit Website
Aaron's 3.4 64 reviews 2120 S Washington St (701) 772-2299 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Grand Forks.

Decent spot knowledgeable staff they're cool, savvy etc... everyone knows these places are all about interest gouging and repossession of low end stuff when u stop paying. Its not like they trick u into accepting the terms. Claim your furniture when u file taxes lol. Then u can say you have assets. Its a stellar option if u got maybe a year to live...

Chris J
Rent-A-Center

Abbey was super great to work with and found us the perfect things. michael delivered our stuff. they both went above and beyond. super great experience working with these two! thank you guys!

evin munkeby
Rent-A-Center

The Rent-A-Center team is amazing. Ive been with them roughly 5-6 years paying for things. They deliver quality items at an affordable weekly cost. They have my payments set to when I get paid biweekly. And they have helped me through some tough times when needed. They are easy to work with and I would recommend them to anyone! Thank you Rent-A-Center for caring about your customers.

Butch Strand
Rent-A-Center

The guys at this store are absolutely amazing at what they do! Top tier customer service and they get things done extremely fast. Troy the manager is great with helping me with processing orders and Ernie is also extremely helpful with how he handles deliveries. Both of them are the best workers I’ve seen come from that location and they are part of why i keep coming back to rent from Rent a Center. Guys if you see this, have a good day! -Tyler

Dark Acropolis
Rent-A-Center

Absolutely phenomenal service, workers are tremendously nice. The GM is a game changer from their previous managers, got a bed room set and a washer dryer set at a great deal! Their penny down deals are helpful for starting the agreements and if you don't like what they have in store they are kind enough to show what they have online and order it on the spot for you! Would highly recommend them over rent a center or rent all. Especially with how quickly the turn around time is on delivery and set up!

VBG Overlord
Aaron's

I was diagnosed with uterine cancer last fall and had a few weeks off of work, they let me postpone my payments by almost 2 months without being on the preferred plan that comes with that service. They've been kind and helpful every step of the way!

Rareblueuv
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Grand Forks will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Grand Forks

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Grand Forks.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Grand Forks

appliances in Grand Forks computers in Grand Forks electronics in Grand Forks furniture in Grand Forks gaming in Grand Forks jewelry in Grand Forks mattresses in Grand Forks smartphones in Grand Forks tires-wheels in Grand Forks

Frequently Asked Questions About Rent-to-Own in Grand Forks

Grand Forks, ND has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Grand Forks do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Grand Forks offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Dakota requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Dakota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Dakota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.