VRTO

Rent to Own Stores in Bismarck, ND

Bismarck, ND has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in ND (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.3 ★ Avg Rating
162 Reviews

Compare 2 rent-to-own stores in Bismarck

See ratings, products, and contact info side by side.

Compare Stores

Companies

Price Shopping Assistant

Tell us what you're looking for and we'll use AI to help you compare options across 2 stores in Bismarck.

We're on it!

We'll put together personalized options for you and follow up shortly.

By submitting, you agree that your information may be used to provide personalized rent-to-own recommendations. We do not share your data with third parties without your consent.

No stores match your current filters.

Try adjusting your company or open now filters.

Compare Rent-to-Own Stores in Bismarck, ND

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.4 86 reviews 914 S 12Th St (701) 222-6355 Visit Website
Aaron's 4.1 76 reviews 300 W Indiana Ave (701) 530-0060 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Bismarck.

Corey is such a pleasure to do business with. He is always kind, polite and does not shove sales down your throat. When it came time for payments, as long as you communicated with him, he always understood, was reasonable, and never hounded you. He was very easy to talk to and communicate with in terms of any issues, or for any of my needs. He was such a gentle spirit. As long as I deal with CORY, I will continue to do business with RAC whenever I need something but cant pay for it in full. Corey you rock!!!

Japel Johnson
Rent-A-Center

These guys are awesome so friendly and get everything we need! We got a couch and now a mattress and bedset!! We are more then satisfied!! Thanks rent a center

DRose
Rent-A-Center

Go to sterling they are amazing ask for Katy she is sweet, polite, and works hard for you this living room set is amazing

Shannon Peterson
Rent-A-Center

This is one of the best products that I have gotten from rent a center thanks to Debbie and Dani for going above and beyond to get it for me

dragons6929
Rent-A-Center

Great customer service, very helpful. Free delivery exactly at time promised. They were careful in placement of chair and careful not to bump walls. Couldn't ask for better.

Madonna Guenthner
Aaron's

I love Aaron's they are great people to rent from and they understand when something comes up... They try their hardest to work with you in your payments

Jen Dassinger
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Bismarck will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Bismarck

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Bismarck.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Bismarck

Fargo

ND · 2 stores

Grand Forks

ND · 2 stores

Jamestown

ND · 1 store

Minot

ND · 1 store

Williston

ND · 1 store

Browse by Category in Bismarck

appliances in Bismarck computers in Bismarck electronics in Bismarck furniture in Bismarck gaming in Bismarck jewelry in Bismarck mattresses in Bismarck smartphones in Bismarck tires-wheels in Bismarck

Frequently Asked Questions About Rent-to-Own in Bismarck

Bismarck, ND has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Bismarck do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Bismarck offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Dakota requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Dakota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Dakota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.