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Rent to own stores in Bismarck, North Dakota

3 rent-to-own stores serve Bismarck, ND, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 2 companies in the Bismarck area serve Bismarck

Stores

The 3 rent-to-own stores in Bismarck, ND

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Grand Forks Fargo Minot Dickinson Jamestown

Compare 3 rent-to-own stores in Bismarck

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Bismarck, ND

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent All - Appliance & Furniture 4.9 167 reviews 1018 S 12th St (701) 258-9370 Website: Rent All - Appliance & Furniture, 1018 S 12th St
Rent-A-Center 4.4 90 reviews 914 S 12Th St (701) 222-6355 Website: Rent-A-Center, 914 S 12Th St
Aaron's 4.1 78 reviews 300 W Indiana Ave (701) 530-0060 Website: Aaron's, 300 W Indiana Ave

What customers are saying

Recent reviews from rent-to-own stores in Bismarck.

I want to give a huge shoutout to Cody. Earlier today I lost my wallet and he reached out to let me know he’d found it. He was incredibly kind and went out of his way to return it — exactly the kind of thoughtful person we need more of. Thank you, Cody!

Kristin Kerzman
Rent All - Appliance & Furniture

I’ve known Cody for a long time, very glad he has been working here. He helped greatly when we were trying to decide on a new couch as we had just moved. He made sure to explain everything and helped us figure out payments. He’s an awesome employee and you all are very lucky to have him! He is very professional but still makes a good impression and seems loveable to all. Our old couches were broken and he helped us find a great set for an awesome price. He knows how to make everyone feel at home :)my husky also loves the furniture

Maxx Radke
Rent All - Appliance & Furniture

I would like to say that my house is finnaly complete thanks to Cody and his team my dryer decided to take a poo and so i was looking at washers and dryers and found rhat they were pretty expensive but after a bit of thinking I decided to rent. And thanks to Shane the delivery driver for dropping it off and taking my old set!

Charlie Valnes
Rent All - Appliance & Furniture

Great customer service! So many options. Quick and easy paperwork. Cody and the delivery guys were super nice and helpful. I absolutely love my new couch. It's so comfortable and soft. I'll definitely be going through you guys for more furniture very soon.

Danna Link
Rent All - Appliance & Furniture

Great people to work with! Love the choices of furniture they have!

antonette zurmiller
Rent All - Appliance & Furniture

Corey is such a pleasure to do business with. He is always kind, polite and does not shove sales down your throat. When it came time for payments, as long as you communicated with him, he always understood, was reasonable, and never hounded you. He was very easy to talk to and communicate with in terms of any issues, or for any of my needs. He was such a gentle spirit. As long as I deal with CORY, I will continue to do business with RAC whenever I need something but cant pay for it in full. Corey you rock!!!

Japel Johnson
Rent-A-Center
Reviews from Google
Bismarck, ND

What renting to own in Bismarck looks like

3 rent-to-own stores serve Bismarck, ND, from 3 companies.

Stores here include Rent All - Appliance & Furniture (1018 S 12th St), Rent-A-Center (914 S 12Th St), Aaron's (300 W Indiana Ave).

North Dakota regulates rent-to-own under North Dakota Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Bismarck will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Dakota, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Bismarck

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Bismarck.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Dakota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Dakota law

What North Dakota law gives you before you sign

North Dakota regulates rent-to-own under North Dakota Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Dakota Rental-Purchase Agreement Act N.D. Cent. Code §§ 47-16.1-01 to 47-16.1-11
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Grand Forks (3) Fargo (2) Minot (2) Dickinson (1) Jamestown (1) Williston (1)
All rent-to-own stores in North Dakota

Categories in Bismarck

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(3) Tires & Wheels(1)

Counts are the stores in Bismarck carrying that category. A category no Bismarck store carries is not listed.

Renting to own in Bismarck, answered

There are 3 rent-to-own stores in Bismarck, ND, from 3 companies: Aaron's, Rent All - Appliance & Furniture, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Bismarck do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Bismarck offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Dakota requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Dakota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Dakota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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