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Rent to Own Stores in Spring Lake, North Carolina

3 stores across 7 categories

Spring Lake, NC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Spring Lake

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Spring Lake, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.7 139 reviews 209 Skyland Shopping Center (910) 436-0149 Visit Website
Rent-A-Center 4.7 139 reviews 221 Skyland Shopping Center (910) 436-0149 Visit Website
Aaron's 3.7 68 reviews 1095 N Bragg Blvd Unit B (910) 436-9314 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Spring Lake.

Shequana was amazing with my delivery she has great customer service, got everything in no rips, no scratches, put everything together, she was a joy to have in my home, my pets loved her, and so did we thank you so much Shequana for being you and being so amazing! Keep up the great work!!!

Emani Bradley
Rent-A-Center

This store has whatever up to date home appliances to suite all your convenience. They deliver. Affordable. And, professional. I will definitely be ordering from them again in the near future.

Allen Campbell
Rent-A-Center

I would just like to say that the staff in Spring Lake office are very friendly very courteous is a pleasure to work with them being a customer I've never been happier dealing with a company. It's always a pleasure when I call to talk with them to make my payments. I have to say they almost feel like family. Great job Rent-A-Center. You have excellent employees sincerely a grateful customer Vincent R

Vince Ruggeri Jr.
Rent-A-Center

Carla is pretty cool and understanding.I like the way she handles business she gets it done and understands life happens

Andrea Harris
Rent-A-Center

We had the experience of shopping with Dee, she went above and beyond to make sure we got what worked best for our family!!! It was a very smooth process and you didn’t feel pressured to buy anything unlike most places you walk into. I would recommend her to anyone she made the process a breeze!!! Our delivery was set up in a timely manner and Kelvin was great when he came to deliver our new tv and sectional!!! He was very friendly with the kids in the home as welll sometimes my kids can be very shy but he had both our girls talking to him before he was finished!!! The delivery was a breeze as well as fast but he made sure everything was the way we wanted it to be and everything worked!!! I would also recommend kelvin as well!!! Overall we had an amazing experience with Rent-A-Center if you need something but can’t afford to buy without making payments this is the place to go!!!!

Autumn Davis
Rent-A-Center

This store has whatever up to date home appliances to suite all your convenience. They deliver. Affordable. And, professional. I will definitely be ordering from them again in the near future.

Allen Campbell
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Spring Lake will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Spring Lake

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Spring Lake.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in North Carolina: what the law gives you

North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Spring Lake, answered

Spring Lake, NC has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Spring Lake do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Spring Lake offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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