New: Rent-to-Own Sheds & Portable Buildings — 521 dealers, 837 locations
Find stores

Rent to Own Stores in Smithfield, North Carolina

2 stores across 7 categories

Smithfield, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

Sort

Companies

Matching service Not sure which Smithfield store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get an alert when Smithfield stores or prices change

Never shared with stores. Unsubscribe anytime.

On its way. Check your inbox.

No stores match those filters.

Try clearing the company filter.

Compare 2 rent-to-own stores in Smithfield

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Smithfield, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 3.9 82 reviews 1267 N Brightleaf Blvd Ste A (919) 938-1365 Visit Website
Rent-A-Center 3.5 37 reviews 388 Venture Dr Ste 388-G (919) 989-6251 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Smithfield.

Shane is awesome. I'd recommend this place to everyone.

Eileen Crotty
Rent-A-Center

The online pay and checking your account is good. Site is easy to navigate. And the products I wanted and products I didn’t think you’d have like the SONY Bravia XR65X90K, noise cancelling headphones, PS5, and hopefully the PSVR2 Horizon Call Of The Mountain bundle is a surprise.

J B
Rent-A-Center

Shane is awesome. I'd recommend this place to everyone.

Eileen Crotty
Rent-A-Center

Can’t complain too much Aaron’s ! We’ve been dealing with them for a while and they are very understanding! I would like the company to know there is a certain individual who goes by the name Mike, who is very professional and understanding! It’s people like him that keep us going to companies like you all! Mike, thank you for being a caring understanding individual but still doing your job for Aaron’s ! You’re one of the individuals that makes the difference for your company and individuals! Mike deserves a raise! But all things aside he is an exceptional individual!

Elizabeth Bennett
Aaron's

Brandy was awesome always has been since I've first spoken to her on the phone and walked I to the store. She knows exactly how to help when I need help. She got me into a wonderful couch and loveseat. I'm going back tomorrow for a 75 inch TV. Also I believe the other representative there Aj was his name. He was very personable and helped checkout. The store is huge, clean and alot to offer. Better than any other aarons I've been to.

Trevor Ulrich
Aaron's

Can’t complain too much Aaron’s ! We’ve been dealing with them for a while and they are very understanding! I would like the company to know there is a certain individual who goes by the name Mike, who is very professional and understanding! It’s people like him that keep us going to companies like you all! Mike, thank you for being a caring understanding individual but still doing your job for Aaron’s ! You’re one of the individuals that makes the difference for your company and individuals! Mike deserves a raise! But all things aside he is an exceptional individual!

Elizabeth Bennett
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Smithfield will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Smithfield

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Smithfield.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in North Carolina: what the law gives you

North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Smithfield

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Raleigh Durham Fuquay Varina Carrboro Cary Clayton Garner Knightdale
All rent-to-own stores in North Carolina

Rent-to-own in Smithfield, answered

Smithfield, NC has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Smithfield do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Smithfield offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Search another city or zip code to compare rent-to-own stores near you.