4 stores across 7 categories
Shelby, NC has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 4 rent-to-own stores in Shelby
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.8 284 reviews | 306 W Dixon Blvd | (704) 482-5185 | Visit Website |
| Aaron's | 4.0 163 reviews | 1655 E Dixon Blvd | (704) 471-9555 | Visit Website |
| Aaron's | 4.0 163 reviews | 1404 S Lafayette St | (704) 471-9555 | Visit Website |
| Rent-A-Center | 3.1 108 reviews | 1641 E Dixon Blvd | (704) 481-8300 | Visit Website |
Recent reviews from rent-to-own stores in Shelby.
The guy that did my application great vibe customer service just all-around great person and assistant manager. I think his name is Tyler. He was really cool too. It’s just got like a home set feeling there.
Christopher Plemmons
I absolutely love everyone who works at the Shelby location and the manager Ryan that works at the lincolnton location!! They are always so nice and welcoming and just great people!! They all need a raise!!!
Erin Wood
William. Kirksey. Was polite. And his customers service was 👍 great.
tiffany mccain
Absolutely amazing experience from beginning to end. Marcus and his entire team go above and beyond to ensure you have a great experience. Have been to several other rent to own places and never received service like this. We will only shop here going forward for our furniture needs. Highly recommend!!!
Angelina Rollins
Go see Tyler and his team! Very friendly and professional people! 100% guarantee you will leave feeling welcomed and happy with your visit!
Courtney Duke
So far so good I have no complaints about anything at all.. I got a washer and dryer and everything works as it should and was on time with delivery and great service.. very happy
Cody Hammond
Most stores in Shelby will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Shelby.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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