VRTO

Rent to Own Stores in Laurinburg, NC

Laurinburg, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.3 ★ Avg Rating
97 Reviews

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Compare Rent-to-Own Stores in Laurinburg, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.5 54 reviews 1682 S Main St (910) 277-0833 Visit Website
Aaron's 4.0 43 reviews 1640 S Main St (910) 277-6050 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Laurinburg.

THIS THE RIGHT AMBER LANGLEY AN AMBER KELLY BOTH NAMES AN WHO EVER TRYING TO ME U CAN STOP I LOVE Rent-A-Center they have done nothing but the best for me and went to all measures to make sure everything is good even the same day if I need them to and Alan is an awesome person I love everybody that works there. They treat me like I am somebody so whoever is trying to be like me and badmouth my name you can stop or I can go take papers out on you thank you, Rent-A-Center for being the awesome people that y’all can be

Amber Langley
Rent-A-Center

Excellent service and fast approval online !!! My new favorite store !

Cattie Bullard
Rent-A-Center

Brandi and Brittany were awesome. shout out to Brandi for lettin me switch my option from delivery to take home and also shout out to Brandi's husband for helpin me figure out how to get one of my seats down in my tahoe.

April Lutian Jones
Aaron's

Rent a center is a favorite of mine. If you can’t afford that new gadget or furniture you need upfront they make it possible for you to still get what you need. I also love that they understand things happen and will let you pause payments and return the merchandise if something prevented you from being able to continue payments. The best part they will let you pick up payments where you left off in most cases! .

Matthew Radford
Rent-A-Center

Love the different products you can get with rent a center! However I do NOT like the price you actually end up paying after the term they set up for the weekly or bi weekly price they set. You end up paying around $2400 for an $800 computer!! But that's the way it works- you get items you can't normally afford and pay for them weekly or bi weekly. Of course - there IS the option to pay it off early and avoid having to pay AS MUCH . But regardless - you're still gonna overpay for any product there.

Shelby Farris
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Laurinburg will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Laurinburg

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Laurinburg.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Laurinburg

Laurinburg, NC has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Laurinburg do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Laurinburg offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.