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Rent to own stores in Santa Fe, New Mexico

2 rent-to-own stores serve Santa Fe, NM, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Santa Fe, NM

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Espaola Albuquerque Farmington Las Cruces Carlsbad

Compare 2 rent-to-own stores in Santa Fe

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Santa Fe, NM

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.3 76 reviews 3140 Cerrillos Rd (505) 471-4797 Website: Rent-A-Center, 3140 Cerrillos Rd
Aaron's 3.1 58 reviews 5041 Main St Ste 101 (505) 424-3000 Website: Aaron's, 5041 Main St Ste 101

What customers are saying

Recent reviews from rent-to-own stores in Santa Fe.

Thanks to the Rent-A-Center staff for helping me with everything I needed for my apartment. Some people leave bad reviews, but they personally treat me very well, as long as I make my payments on time. The service is 10/10. If there's something I've seen on the app and I ask in the store, they help me right away! 😁

The truth 19
Rent-A-Center

Chris we have known him for a long time that is why my wife and I will always come back to Rent a center. My wife has been with rent a center since 1996 and I have been a customer longer then she has. Best place to rent your elctronics and furnitureliving room and bedroom and washer and dryers. no matter what it is. .

Linda Montoya
Rent-A-Center

Chris, Marissa, and Emily, are an awesome outgoing team! They were courteous respectful, and genuine! I was going back and forth and they were patient! One of the times I went I over heard the Store Leader’s boss chewing him out on something but to be fair he was the only one in store and handled everything in a professional and patient manner! As far as who ever was chewing him out I believe was his superior, that was totally unprofessional. But kudos to Chris for remaining calm during a stressful situation.

Mel Cor
Rent-A-Center

Chris has always been very flexible and always provides top tier customer service. Out of all the years I have been with Renta Center in two different States nobody has ever given the service he gives. He takes the time to work with his customers to find exactly what they are looking for and if you are not happy he will make it right with no judgment on your personal circumstances. He is a very hard worker and words can't express how grateful I am for his help.

Angela Dominguez
Rent-A-Center

Chris, Marissa, and Emily, are an awesome outgoing team! They were courteous respectful, and genuine! I was going back and forth and they were patient! One of the times I went I over heard the Store Leader’s boss chewing him out on something but to be fair he was the only one in store and handled everything in a professional and patient manner! As far as who ever was chewing him out I believe was his superior, that was totally unprofessional. But kudos to Chris for remaining calm during a stressful situation.

Mel Cor
Rent-A-Center
Reviews from Google
Santa Fe, NM

What renting to own in Santa Fe looks like

2 rent-to-own stores serve Santa Fe, NM, from 2 companies.

Stores here include Rent-A-Center (3140 Cerrillos Rd), Aaron's (5041 Main St Ste 101).

New Mexico regulates rent-to-own under New Mexico Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Santa Fe will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New Mexico, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Santa Fe

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Santa Fe.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New Mexico has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

New Mexico law

What New Mexico law gives you before you sign

New Mexico regulates rent-to-own under New Mexico Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

New Mexico Rental-Purchase Agreement Act N.M. Stat. Ann. §§ 57-19-1 to 57-19-15
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Espaola (1) Albuquerque (6) Farmington (4) Las Cruces (4) Carlsbad (3) Gallup (3) Alamogordo (2) Clovis (2)
All rent-to-own stores in New Mexico

Categories in Santa Fe

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2)

Counts are the stores in Santa Fe carrying that category. A category no Santa Fe store carries is not listed.

Renting to own in Santa Fe, answered

There are 2 rent-to-own stores in Santa Fe, NM, from 2 companies: Aaron's, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Santa Fe do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Santa Fe offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New Mexico requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New Mexico regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New Mexico are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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