Last checked 1 month ago
Rent to Own Stores in Las Cruces, New Mexico
4 stores across 7 categories
Las Cruces, NM has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Flexi Compras, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NM (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
1227 El Paseo Rd
Las Cruces, NM 88001
Last checked 4 weeks ago
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Companies
Compare 4 rent-to-own stores in Las Cruces
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Las Cruces, NM
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.0 49 reviews | 2128 N Main St | (575) 525-8000 | Visit Website |
| Aaron's | 4.0 139 reviews | 1405 S Valley Dr Ste 900 | (575) 523-0891 | Visit Website |
| Rent-A-Center | 3.8 100 reviews | 1227 El Paseo Rd | (575) 526-1111 | Visit Website |
| Flexi Compras | 2.8 5 reviews | 2180 N Main St | (575) 527-9065 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Las Cruces.
Alfredo, and John helped us out today. And they were ABSOLUTELY AMAZING. Made the process as seamless and easy as possible. Easy application process and easy payment explanation. I can't thank them enough. Definitely check them out for all your leasing and purchasing needs!
Great place to get something that you need right away and they have great customer service.
I been with rent a center for about a year got a washer and dryer in Oct 2023. Never had any issues. I ended up getting a fridge Aug 2024. RAC brought it over dirty (popsicle was in it melted and never got cleaned out) and I called store to let them know and just let them know that wasn’t good service after I paid money for item. Alfred went above and beyond with customer service. He got me an even newer model and better brand for the inconvenience . He acknowledged they messed up and it was a sincere apology which is all I wanted as I know mistakes happen. I did not expect the offer to bring a better and newer fridge. Thank you Alfred. Will definitely be a life long RAC customer.
Alfredo, and John helped us out today. And they were ABSOLUTELY AMAZING. Made the process as seamless and easy as possible. Easy application process and easy payment explanation. I can't thank them enough. Definitely check them out for all your leasing and purchasing needs!
Great place to get something that you need right away and they have great customer service.
Junior R. Was extremely knowledgeable, polite and helpful young man. The items that I had been considering for a while or by excellent manufacturers and I definitely will be going in and doing business with this Rent-A-Center location because of its staff, it's inventory and this location near me.
What to bring when visiting a rent-to-own store
Most stores in Las Cruces will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New Mexico, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Las Cruces
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Las Cruces.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New Mexico has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in New Mexico: what the law gives you
New Mexico has a specific rent-to-own statute (New Mexico Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
About rent-to-own in Las Cruces
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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