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Rent to Own Stores in Omaha, Nebraska

9 stores across 9 categories

Omaha, NE has 9 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Ace Rent To Own, Arona, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 486,051 and a median household income of $63,812 (Source: US Census Bureau, American Community Survey), Omaha represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in NE (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 9 rent-to-own stores in Omaha

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Omaha, NE

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Ace Rent To Own 4.4 123 reviews 2044 N. 72nd St, (402) 393-1500 Visit Website
Ace Rent To Own 4.4 96 reviews 5070 S. 108th St (402) 898-1010 Visit Website
Ace Rent To Own 4.3 131 reviews 616 S. Saddle Creek Rd (402) 558-2244 Visit Website
Ace Rent To Own 4.2 95 reviews 3030 S. 24th Street (402) 505-3344 Visit Website
Ace Rent To Own 4.2 121 reviews 4650 "L" St, (402) 898-5800 Visit Website
Arona 4.1 207 reviews 9002 Maple Street (402) 934-8889 Visit Website
Rent-A-Center 4.1 106 reviews 2654 N 90Th St (402) 408-0710 Visit Website
Rent-A-Center 4.0 71 reviews 4935 S 24th St (402) 734-9550 Visit Website
Aaron's 2.9 36 reviews 6404 N 73Rd Plaza (402) 979-8854 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Omaha.

You have made my kids dreams come true! Thank you for carrying quality products! My son loves his gaming computer. And my other son loves his tool chest and his new tires for his truck. Now he can keep on rolling! Your customer service is outstanding! Danielle at your 72nd St, store in Omaha has been a fresh of breath air! I will be back!

Bethany Paustian
Ace Rent To Own

Jessica was completely awesome. Her and the whole team they are the reason I keep coming back they are truly amazing 👏

Justin Jay
Ace Rent To Own

Jessica was completely awesome. Her and the whole team they are the reason I keep coming back they are truly amazing 👏

Justin Jay
Ace Rent To Own

Great customer service, great communication. Always help me out and finding the best bang for my buck

Heather Clark
Ace Rent To Own

Jess is always a pleasure to work with, I feel listened to and she always takes time to ask questions to figure out my needs. This store has came a long way for the better!

Dacie Houston
Ace Rent To Own

I love doing business at this store they respect their people that comes to the store and helps them out a lot. I'm very thankful for this store.

Mary Mitchell
Ace Rent To Own
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Omaha will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Nebraska, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Omaha

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 9 stores in Omaha.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Nebraska has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Nebraska: what the law gives you

Nebraska has a specific rent-to-own statute (Nebraska Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Omaha

Omaha offers 9 rent-to-own stores serving the greater metro area, making it Nebraska's top RTO market. The city's stable economy and affordable cost of living create a market where RTO stores compete actively on pricing and delivery speed. Nebraska's consumer protection laws require RTO dealers to disclose the total cost of ownership upfront.

Shop by category in Omaha

appliances computers electronics furniture gaming jewelry mattresses smartphones tires-wheels

Rent-to-own in nearby cities

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All rent-to-own stores in Nebraska

Rent-to-own in Omaha, answered

Omaha, NE has 9 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Ace Rent To Own, Arona, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Omaha do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Omaha offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Nebraska requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Nebraska regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Nebraska are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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