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Rent to Own Stores in Hammond, Louisiana

3 stores across 7 categories

Hammond, LA has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Affordable Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in LA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Hammond

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Hammond, LA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Affordable Home Furnishings 4.4 101 reviews 1300 N Morrison Blvd (985) 777-2964 Visit Website
Rent-A-Center 3.8 100 reviews 2420 W Thomas St (985) 542-9494 Visit Website
Aaron's 3.8 83 reviews 1701 W Thomas St (985) 419-1010 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Hammond.

Definitely Always Their Customer/Client.... They're awesome, beautiful prices and deals that you can't find nowhere

Rudiey Hayes (BlessfulMom_4)
Rent-A-Center

First time renting from them and they got exactly what I was looking for very professional very patient and very understanding

liljaywi
Rent-A-Center

Definitely Always Their Customer/Client.... They're awesome, beautiful prices and deals that you can't find nowhere

Rudiey Hayes (BlessfulMom_4)
Rent-A-Center

I just leased my GE washer and dryer from Aaron's yesterday. They just delivered my appliances in less than 24 hours. The delivery men were very nice, professional, and quick. I did a large load of wash and it came out fresh and clean. There was plenty of room in the washer as it is 4.4 cubic feet, and there is no agitator to take up space or ruin my clothes. It operated relatively quiet. It made some clicking sounds when changing cycles. When it spinned, it was louder, but nothing out of the norm. The dryer is quiet. It has many useful settings for whatever fabrics you put in. I am very happy with my choice. My credit score is very poor due to conditions beyond my control. They took a chance with me which I deeply appreciate. The manager and employees were very nice. It was so easy to do the app on their set up computer with privacy screen. When I submitted my info I was approved instantly. The store is beautiful, clean, and very well organized. I will be coming back after I pay off my appliances. I have my eye on a gorgeous white bedroom set! You have to go there and let them help you with your needs!

Diane Trosclair
Aaron's

Aaron is the best ever I love them . they treat you right and there products are great and the people that work there are awesome . You can't go wrong doing business went down they are great people. I would not go anywhere else but Aaron's

Marjorie Moore
Aaron's

Aaron is the best ever I love them . they treat you right and there products are great and the people that work there are awesome . You can't go wrong doing business went down they are great people. I would not go anywhere else but Aaron's

Marjorie Moore
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Hammond will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Louisiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Hammond

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Hammond.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Louisiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Louisiana: what the law gives you

Louisiana has a specific rent-to-own statute (Louisiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in Hammond, answered

Hammond, LA has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Affordable Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Hammond do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Hammond offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Louisiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Louisiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Louisiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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