VRTO

Rent to Own Stores in Lafayette, LA

Lafayette, LA has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Affordable Home Furnishings, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in LA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

4 RTO Stores
4 Companies
3.8 ★ Avg Rating
404 Reviews

Compare 4 rent-to-own stores in Lafayette

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Compare Rent-to-Own Stores in Lafayette, LA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Buddy's Home Furnishings 3.8 100 reviews 180 Castille Ave (337) 284-9896 Visit Website
Rent-A-Center 4.3 121 reviews 1215 Se Evangeline Thruway (337) 232-5000 Visit Website
Aaron's 4.1 69 reviews 2400 Ambassador Caffery Pkwy (337) 989-4115 Visit Website
Affordable Home Furnishings 3.1 14 reviews 3118 W Pinhook Rd (337) 264-0407 Visit Website

Store Hours Today (Monday)

0 stores open now
5 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Lafayette.

Dominic V the sales rep over on Ambassador Caffery was totally amazing. She was so very polite and helpful towards me and my husband purchase that we made today which was a 75’ LG TV. Thank you so much for being so helpful today we are very grateful for your kindness and help today. Thanks The Jones’s

Kiawanda Jones
Aaron's

Clarence was my rep at store and he gave great customer service. This is my second time around. Just paid off agreement Dec2020. But needed washer and dryer. Very pleased. Damien and Cedric delivered and took great care of me and explained the set and made sure it worked. Thanks

Cauleen Williams
Aaron's

I have dealt with Aaron's for many years. They have quality merchandise and the workers know just about everything in their inventory/ showroom. The workers always try to help u get what you'd like to have. When you don't have the money to go buy things like furniture and bedroom sets, Aaron's is the place.

Joel Lacalle
Aaron's

We were hoping to find a Murphy bed, but this particular store did not have them available. It gave me the impression of being more of a rent-to-own establishment.

Belinda Sanders
Affordable Home Furnishings

The experience online was easy and amazing. In the office it was tedious and no one was available to speak to me during to employee meeting. I walked out and finished my order in the car I’m 5 minutes.L

Kevin Roberts
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lafayette will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Louisiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lafayette

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Lafayette.

Compare Stores Side by Side

Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Louisiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lafayette

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Frequently Asked Questions About Rent-to-Own in Lafayette

Lafayette, LA has 5 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Affordable Home Furnishings, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lafayette do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lafayette offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Louisiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Louisiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Louisiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.