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Rent to own stores in Lafayette, Louisiana

6 rent-to-own stores serve Lafayette, LA, and 4 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

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Stores

The 6 rent-to-own stores in Lafayette, LA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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6 stores shown · sorted by relevance

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Opelousas New Iberia Crowley Abbeville Shreveport

Compare 6 rent-to-own stores in Lafayette

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Lafayette, LA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.3 126 reviews 1215 Se Evangeline Thruway (337) 232-5000 Website: Rent-A-Center, 1215 Se Evangeline Thruway
Aaron's 4.1 68 reviews 2400 Ambassador Caffery Pkwy (337) 989-4115 Website: Aaron's, 2400 Ambassador Caffery Pkwy
Aaron's 4.1 74 reviews 1900 Moss St (337) 269-1709 Website: Aaron's, 1900 Moss St
Affordable Home Furnishings 4.0 128 reviews 100 Castille Ave Suite 101 (337) 284-9896 Website: Affordable Home Furnishings, 100 Castille Ave Suite 101
Affordable Home Furnishings 3.0 15 reviews 3118 W Pinhook Rd (337) 264-0407 Website: Affordable Home Furnishings, 3118 W Pinhook Rd
Buddy's Home Furnishings - 180 Castille Ave - Website: Buddy's Home Furnishings, 180 Castille Ave

What customers are saying

Recent reviews from rent-to-own stores in Lafayette.

Miss Chantelle was very helpful. I missed a call this Saturday was good. They work with you and that’s the good things. I have to say about them.

Lequander Johnlouis
Affordable Home Furnishings

The 2 guys were very good at what they do and they were very nice and helpful to me they put up my bed in no time thanks to the 2 delivery guys from Ms Alexander many blessings to yall

Rose Alexander
Affordable Home Furnishings

They were very understanding & helpful in our time of need. Great customer service, and had great attitudes! Would definitely recommend!

Martika Connor
Affordable Home Furnishings

Great Customer Service and Easy to get service. Once you let them know what it is you want, they have it delivered to you as soon as you would like them too. Best Furniture experience I’ve had so far…

Mary Lamb
Affordable Home Furnishings

We were hoping to find a Murphy bed, but this particular store did not have them available. It gave me the impression of being more of a rent-to-own establishment.

Belinda Sanders
Affordable Home Furnishings

The young man was very professional, patient, and did his best to assist me with dropping off my Amazon package for return. Much respect to him!

Eloice Landry
Rent-A-Center
Reviews from Google
Lafayette, LA

What renting to own in Lafayette looks like

6 rent-to-own stores serve Lafayette, LA, from 4 companies.

Stores here include Rent-A-Center (1215 Se Evangeline Thruway), Aaron's (2400 Ambassador Caffery Pkwy), Aaron's (1900 Moss St), Affordable Home Furnishings (100 Castille Ave Suite 101), Affordable Home Furnishings (3118 W Pinhook Rd).

Louisiana regulates rent-to-own under Louisiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Lafayette will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Louisiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lafayette

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Lafayette.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Louisiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Louisiana law

What Louisiana law gives you before you sign

Louisiana regulates rent-to-own under Louisiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Louisiana Rental-Purchase Agreement Act La. Rev. Stat. §§ 9:3351 to 9:3362
Disclosure requirements Must disclose total number and amount of payments, total cost of the agreement, cash price, and any additional charges or fees.
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Opelousas (4) New Iberia (3) Crowley (2) Abbeville (1) Shreveport (8) Monroe (6) Alexandria (5) Baton Rouge (4)
All rent-to-own stores in Louisiana

Categories in Lafayette

Furniture(6) Appliances(6) Electronics(6) Computers(6) Mattresses(6) Smartphones(2) Gaming(5) Tires & Wheels(2)

Counts are the stores in Lafayette carrying that category. A category no Lafayette store carries is not listed.

Renting to own in Lafayette, answered

There are 6 rent-to-own stores in Lafayette, LA, from 4 companies: Aaron's, Affordable Home Furnishings, Buddy's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Lafayette do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lafayette offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Louisiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Louisiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Louisiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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