VRTO

Rent to Own Stores in Ottawa, KS

Ottawa, KS has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center, Triad Leasing. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KS (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.1 ★ Avg Rating
153 Reviews

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Compare Rent-to-Own Stores in Ottawa, KS

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Store Rating Location Phone
Triad Leasing 4.8 116 reviews 435 S Main St (785) 242-2106 Visit Website
Rent-A-Center 3.4 37 reviews 209 E 23Rd St (785) 242-1530 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Ottawa.

Friendly and kind customer service and they are very helpful. My wife and I’s washer and dryer went out and we decided to get a new set through you guys thank u again. Definitely recommend

Bryan Whitt
Triad Leasing

***Update Needed a fridge on Saturday and walked in the store where I met Dixie! She was amazing at explaining and showing the different styles, she got me all set up and when it was delivered the drivers were even more helpful showing me how to replace a water filter, controls, water line hookups etc. They were polite, knowledgeable, and even went over the paperwork so I would know what to pay. When it comes to acquiring furniture, appliances etc and good services....Triad is the way to go!!!! Triad is awesome! They have such friendly non pushy staff and I like that! They are very helpful and want you to succeed in owning. The best part is I don't have to leave my home to mail a payment ...you can call right over the phone. Tara is so sweet and helpful and the guys they love to joke around and are amazing too. Wouldn't go anywhere else!

Tiffany Scott
Triad Leasing

Triad has seemed to become more family than business when we go in there! Tara is always smiling and talkative! She is a great asset to this company! Thanks for the great service and we will continue to use you for our future purchases!

Zach Hawkins
Triad Leasing

I love Triad! ! I have had several pleasant experiences with the Ottawa store!! Great quality products at reasonable prices! Never disappointed! ! Customer service and delivery are great too!! Love Tara and Kevin! I would give you more than 5 stars!!! :)

Chrissy Butler
Triad Leasing

I have bought many items from here, love the same as cash option, and free delivery. I always receive excellent customer service, Doug at the Ottawa location is the best. I will continue to go back to them, and have been a customer for 4 years now.

EJ H
Triad Leasing

Scott and Cody are amazing! They helped me get all the furniture I wanted for a really good payment and fast. My living room is my dream living room now. Thank you guys

Misty Kenyon
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Ottawa will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Kansas, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Ottawa

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Ottawa.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Kansas has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Ottawa

appliances in Ottawa computers in Ottawa electronics in Ottawa furniture in Ottawa gaming in Ottawa jewelry in Ottawa mattresses in Ottawa smartphones in Ottawa tires-wheels in Ottawa

Frequently Asked Questions About Rent-to-Own in Ottawa

Ottawa, KS has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent-A-Center and Triad Leasing. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Ottawa do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Ottawa offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kansas requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kansas regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kansas are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.