Rent-A-Center

Closed · Opens tomorrow at 10 AM 4.4 (79 reviews) on Google

908 La Porte Rd, Waterloo, IA 50702

Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 908 La Porte Rd, Waterloo, IA. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (319) 233-5950 or visiting in person at 908 La Porte Rd, Waterloo, IA.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Location

908 La Porte Rd, Waterloo, IA 50702

Get directions

Customer reviews

4.4
Based on 79 Google reviews
4.4

79 reviews

5
90%
4
0%
3
0%
2
0%
1
10%
Have you visited this store? Write a review on Google
Isabel Anderson
Isabel Anderson 5 months ago

This is a great store, and the employees are so awesome. I had an issue with a bed frame i didn't see any way possible they would be able to change the frame from twin to make the extra large mattress , fit the bed. They were very patient courteous and knowledgeable about their work.This is the best store with the best managers and employees.Thank you i'm very appreciative

Isabel Anderson
Isabel Anderson 5 months ago

This is a great store, and the employees are so awesome. I had an issue with a bed frame i didn't see any way possible they would be able to change the frame from twin to make the extra large mattress , fit the bed. They were very patient courteous and knowledgeable about their work.This is the best store with the best managers and employees.Thank you i'm very appreciative

Trevor Perkins
Trevor Perkins 6 months ago

Great service. No hassle. Great communication

Trevor Perkins
Trevor Perkins 6 months ago

Great service. No hassle. Great communication

James m
James m 11 months ago

Always had great service and they have been amazing working with me when unsuspecting circumstances came up and I was short on my payment

James m
James m 11 months ago

Always had great service and they have been amazing working with me when unsuspecting circumstances came up and I was short on my payment

Ronnie Nielson
Ronnie Nielson 1 year ago

the rac team in waterloo is always awsome. Adam manages up and the teammate that assisted me today was an absolute pleasure plus super helpful. came for a 65 in tv and left with a 70 with the salesperson help. always a repeat customer. thank you team waterloo

Ronnie Nielson
Ronnie Nielson 1 year ago

the rac team in waterloo is always awsome. Adam manages up and the teammate that assisted me today was an absolute pleasure plus super helpful. came for a 65 in tv and left with a 70 with the salesperson help. always a repeat customer. thank you team waterloo

Andrew Thompson

I have done business with this place on multiple occasions. Got a couch that was overpriced and used and still paid $2500 for it. Got a tv and paid over $2000 for it. Paid both of those off and I signed up for a new washer and dryer got approved online and paid what I need to pay. Now with this being said there was a 50% off deal so instead of me paying $4000 I can get this washer and dryer set for $2400. I order on the weekend and they took my money. I call to get an update and they tell me I do not qualify? How is that so you made $5000 off me already? Money hungry business. Can’t stand by there online deals. Poor management. When it comes to the customer getting deal the company is not there to help… will never return and will contact higher management

Jacob Faught
Jacob Faught 2 years ago

Came in looking for a bed. Left with a bedroom set for a great price and payment plan. Can't complain.

Rating from Google
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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.