2 stores across 7 categories
Valparaiso, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Valparaiso
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.1 56 reviews | 1615 Calumet Ave | (219) 548-7007 | Visit Website |
| Aaron's | 3.3 68 reviews | 2004 Calumet Ave | (219) 462-8143 | Visit Website |
Recent reviews from rent-to-own stores in Valparaiso.
I got my TV from Rent-A-Center and the whole process was super easy, friendly staff and fast delivery. Once I set it up with my Firestick, I added TV4ONE and now I have access to all the sports, movies, and international channels I love in 4K with zero buffering. Great service and the perfect streaming combo!
zniber issam
The team is always great at helping with any issues, Michelle is a god send and goes above and beyond. She’s who I ask for and she always finds me the best deal and item for any situation. The delivery guys are very professional and friendly- they get the job done without damaging anything.
Megan Phillips
I was on the website just looking and a lady named Abby called immediately and asked if I needed any help! Was not pushy like most! She was so sweet and easy to work with. Helped me pick out a couch over the phone!!
Charity Chapman
The team is always great at helping with any issues, Michelle is a god send and goes above and beyond. She’s who I ask for and she always finds me the best deal and item for any situation. The delivery guys are very professional and friendly- they get the job done without damaging anything.
Megan Phillips
I got my TV from Rent-A-Center and the whole process was super easy, friendly staff and fast delivery. Once I set it up with my Firestick, I added TV4ONE and now I have access to all the sports, movies, and international channels I love in 4K with zero buffering. Great service and the perfect streaming combo!
zniber issam
Very professional staff and management. No pressure to purchase something out of your budget range and very helpful to get the best deal. People leaving negative reviews for paying for an overpriced item need to understand the benefit of getting the item prior to paying it off. I think Aaron's is a very good place for people who need new furniture or other items but can't afford the hefty cash payment. Great service and highly recommend.
Patrick Wagster
Most stores in Valparaiso will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Valparaiso.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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