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Rent to Own Stores in Portage, Indiana

2 stores across 7 categories

Portage, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in Portage

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Portage, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Premier 4.9 139 reviews 5787 Us-6 (219) 763-6400 Visit Website
Rent-A-Center 4.3 98 reviews 5779 Us-6 (219) 762-5501 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Portage.

This place is amazing! The gentleman that work there are very nice and have great customer service! They help out when you have questions and answer every single one. My parents and I have gone to them for years and never had an issue. The payments for items they have range from week payments to month payments. The gentleman at Premier are the best, I stand by their business and will always go to them if I want to rent or buy something!

Amanda Coslet
Premier

I just want to add another review here almost a year in with this place and I have to definitely say once again I would never recommend anyone to go anywhere but here for their items!!!! Ted is absolutely amazing. He definitely shows how much of a great person he is! But I’m going to show my couch in this photo I had forgot to put it on my last review so all together the tv, stand, sound bar, and couch I had got from them and forever greatful for it!!!

Kissa earle
Premier

Premier is one of my favorite places. My family has been coming there for a very long time. From my father my mother sister brother uncle cousins and my family. Ted, Charles and the whole crew are some of the best people I've ever met in my soon to be 41 years of life. Top notch service. Have helped me and my family so much over the past couple years especially they have no clue at least I don't think anyway on how much me and my wife truly appreciate and respect premier for everything. Again Ted and Charles and the whole crew thank you again. You'll always have a special place with us. Thank you 🙏🙏

Stephen Kotlowski Sr.
Premier

We have been going through them for years. They are always awesome with their customer service. Everyone that works there is great. Ted and Charles are the people that have been dealing with the longest. They are wonderful, reliable, awesome, caring, willing to work with you, and all the way around just great people!!! I couldn’t recommend a better place to get your stuff from or better people to have working there!

Angel Evans
Premier

My Family and now myself have been purchasing from Premier for years now. Love the quality and service . Nothing is used and the quality is real ,not like generic rental places like Aarons or rent a crap. I got to pick what I wanted from the Ashley’s website and they ordered it for me. Love that they have so many options for me to choose from :-) posting a picture of my new piece…just don’t mind the mess I am in the process of remodeling.

Katherine Staples
Premier

Edit : I truly had to update. Ben is great. Aaron is cool and the team literally went out of their way to make sure I had what I asked for and they went above and beyond. They are understanding and absolutely willing to help. I would give 10 stars if I could. Doug is wonderful. Helped with every question I had and made sure I was satisfied with my order. Would recommend this place to anyone.

Jessica Tabor
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Portage will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Portage

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Portage.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Indiana: what the law gives you

Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Portage

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Indiana

Rent-to-own in Portage, answered

Portage, IN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Premier and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Portage do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Portage offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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