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Last checked 1 week ago
Rent to Own Stores in Lawrenceville, Illinois
1 store
Lawrenceville, IL has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Lawrenceville at a glance
1
RTO Stores
1
Companies
4.7 ★
Avg Rating
194
Reviews
Brands here
Rent One
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What customers are saying
Recent reviews from rent-to-own stores in Lawrenceville.
Amanda, Angela, Matt and Garett were very professional. I had to return a lift chair because my budget. After they picked it up, Angela called me about a lift chair that fit my budget. And I love my new chair. Fits all my needs. They are all very helpful and knowledgeable about everything they have on the floor. My opinion, they all deserve a raise as they go above and beyond to satisfy their customers.
Tracy Thurman
All the staff are awesome, but Justin Maugh is a great staff member to deal with. He was incredibly informative and helpful. He took his time explaining everything with me, My experience with him was impressive and a pure joy to work with!
Stephen G
Everyone at the Rent one in Lawrenceville Illinois is friendly and helpful. They did great finding the power recliner i was looking for.
Anna Baum
Shanetta and her team go above and beyond to help. They are easy to work with as well as helping make your purchase work for you. They came in my home and helped with furniture for my sons room and didn't think twice. They even called me and asked how I was doing after surgery. I love rent one and would recommend them to everyone even my own mother.
Jeannie Kastings
Overall I am pleased with my first time experience at the Lawrenceville illinois store. Good selection of furniture and beds. Which was exactly what I was looking for. Never felt pressured to buy and my sales person was more than happy helping me keep in within my budget..... Will be a returning customer and my needs dictate....
jeff gardner
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Lawrenceville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Lawrenceville
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Lawrenceville.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Rent-to-own in nearby cities
All rent-to-own stores in IllinoisRent-to-own in Lawrenceville, answered
Lawrenceville, IL has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent One. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Lawrenceville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lawrenceville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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