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Rent to Own Furniture in Chicago, IL

5 stores in Chicago

5 rent-to-own stores carry furniture in Chicago, from chains like Rent-A-Center, Aaron's to local operators. Compare locations, hours, and ratings below. Most do not require a traditional credit check, and you can return anytime. (Illinois is one of 47 states that regulate rent-to-own agreements.)

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Renting to own in Illinois: what the law gives you

Rent-to-Own Regulations

Rent-to-own is legal in this state
Illinois Rental-Purchase Agreement Act 815 ILCS 175/1 to 175/35
Early buyout rights required Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide at least 7 days written notice of default before repossession. May not use force, threats, or unlawful entry.
Disclosure requirements Must disclose total number and amount of periodic payments, total cost, cash price, description of property, early purchase option, and reinstatement rights.

Last updated: December 1, 2025

Source: State Legislature / Attorney General

Other categories in Chicago

Appliances Electronics Computers Mattresses Tires & Wheels Jewelry Smartphones Gaming

Furniture stores in nearby cities

Springfield Decatur Rockford Jacksonville Peoria
All rent-to-own furniture stores in Illinois

Renting furniture in Chicago, answered

5 rent-to-own stores in Chicago carry furniture, from national chains to local operators. The list updates daily as stores open, close, or change their hours.

Companies operating in Chicago include Rent-A-Center, Aaron's. Compare them above by hours and Google rating.

Most rent-to-own stores in Chicago do not require a traditional credit check. Approval is usually based on proof of income, a valid photo ID, and proof of residence.

Many rent-to-own agreements allow returns that end future renewals. Return procedures, fees, overdue amounts, and credit or collection reporting practices vary, so review the agreement and contact the retailer before returning an item.

Listing details can change. Always confirm hours, pricing, terms, and availability with the retailer before you visit.

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